ERVA seems to have a fixation with Rothschilds when it comes to exposing the cheek and skullduggery of bankers, but this is not the case; it is rather that this sadistic and innately sinister corporation, intent on perpetuating stress-related ailments on people who were otherwise perfectly healthy -financially too- can hardly raise any sympathies.
Victims of this company’s plan to deceive expats generally express a familiar emotional pattern, when talking about this scheme: their worries quickly dissipate and give way to anger and fury, more so when they find out, to their horror, the pack of lies they were subjected to.
In 2012, Rothschild is saying this:
Hamiltons were your financial adviser and acted as your agent in relation to your application for a CreditSelect loan facility, we are not able to accept responsibility for any advice that may have been given to you by Hamiltons.
But in 2006, Rothschild was saying this:
Our innovative product CreditSelect is available throughout a network of financial advisers around the world, thus giving clients straightforward access to credit for a while range of purposes…”
To Help Support those professional financial advisory firms with whom we have agreed terms of business for the availability of CreditSelect, we have a website dedicated to assisting the promotion and delivery of the service…”
This website is regularly updated to ensure that our introducers have round the clock access to all facility documents for downloading and printing…clients brochures, the latest Funds List…”
Our product CreditSelect has been so successful that we have restricted its availability to a handful of quality introducing intermediaries”
Mr. Mark Countanche and Mr. Peter Rose, a piece of advice: your compulsive lying is going to take you nowhere, given the crystal-clear evidence of paper trail you have left behind, not to mention that you actually taught, trained, coached and instructed Hamiltons Financial Services, Henry Woods Investment Managements and others, accordingly.
Change your strategy, change your lawyers and do it fast. Oh, and avoid “unworthy of trust” firms that are just clocking up hours regardless of the quality of the advice they are giving, being with the “largest firm” will just not help you.
I wonder if Mr. David Shannon – Director – Group Legal & Compliance. Is living in the real world. He cannot be that old, yet his attitude remainds me of one of the Senior diseases, I think the term is senile dementure. I suggest that Mr. Shannon investigates the skulduggery of his or his companies representatives a little more carefully. Erva has produced some damming evidence of Rothschild association and laison with their agents representatives or introducers or whatever name he wants to call them. Some of which have been disclosed on the erva web site. Does he honestly believe that is all we have. We are saving the best til last, which will be discovered to the Mercantile Court in December, when erva files a class action against NM Rothschild and their agents. It may be that this will also develop into a criminal case, as has happened with Landsbanki in Luxembourg, Danskebank and Nordea Bank in Spain. The Spanish courts are finally taking legal action in many financial mis selling case as is happening in the UK. In any event Mr. Shannon, I have a question for you. Would you in all honesty allow your ageing parents, if you have any, to sign up to a scheme like this. You, your bank and your agents are all in it together, you should be ashamed of yourself for being involved in such products. I bet you have not introduced this into the UK, of course not, as you are well aware that this type of equity release is fraudulent, which is what it is, however want you dress it up and was banned in England in the 1990’s. No, you come to countries like Spain who’s regulatory bodies are not as sophisticated as those in England to peddle your fraudulent products as you think, with inpunity. Do you not think that a bank such as Rothschild should have carefully investigated what it was becoming involved in. It is not always what you tell your customers but what you fail to tell them that is important and don’t come that age old saying “you did not need to sign up” and you should have read the SMALL PRINT” Those excuses have long been thrown out by the courts back in the dark ages.Today banks should have complete transparency not the opaque attitude that so many hide behind. I would have given you much more credit than that.Please join the human race and get these poor pensioners out of the mess you have created and be a good chap. You, and we,know what you have been up to. Merry Christmas.
Is this not just another trick by David Shannon, I presume he has some sort of law degree even though it is not noted at the side of his name. Perhaps he is just the compliance department, if so why is he writing such a letter if he or his comoany is not involved. Why the compliance department. Perhaps that is why he made such a statement as to the FSA and the courts of England & Wales did not have jurisdiction. As a Guensey Bank or Jersey Bank or UK bank wherever they wish to base themselves for fiscal advantages, he surely must know as stated in the contract that any matters relating to the contract would be in the English courts. Why must they always say in their letters PRIVATE AND CONFIDENTIAL putting the wind up 80/90 year old pensioners and trying to pull the wool over their eyes. These older people are afraid of sharks like you. Ask your own parents if you ever had any. Not many years ago you would either be hung, drawn and quartered or burnt at the stake for witchcraft. It was a sad day when these punishments were banned.
Let me share a story with you. Before I start I AM NOT A ROTHSCHILD CUSTOMER.
Back in 2005 when Equity Release Schemes were being aggresively marketed and sold in Spain and especially on the Costa del Sol. I was approached by an IFA selling the Landsbanki scheme. I had many meetings with their agent, eventually I asked him to prepare a document setting out all the charges and benefits I would receive, this was based on a fictitious sum of over 2 million euro on a home that had no mortgage. When I mentioned this figure I thought he was going to have an orgasm. Eventually he came up with his costings and to my horror the total cost of setting this up was some11%. On looking at these figures he had quoted around 25,000 euro for the notary fees. I told him quietly to go away. Well it was stronger language than that. However, by now I was intrigued and contacted my bankers in Jersey to see if they had such a scheme, they said no, however they were aware that Rothschild had such a scheme operating in Spain. Eventually I had a call from a man who introduced himself as working with Rothschild and could he come to see me. Variuous meetings took place and again I asked him to produce a similar document that Landsbanki agent had done. The up front fees were now getting a little better and all they wanted was about 8% of the loan as set up costs. Again I noticed that the Notary fees were around 15,000 euro. I told him that the Notary charge was high and their charge would be around 350 to 500 euro. He said that these were the figures he had been given and he would go away and check it out. When he came back he said he had managed to reduce all the costs and that the Notary had agreed to take less and the set up costs would be around 80,000 euro but they could not come down any lower. Now I asked what could I expect from Rothschild if I invested some 2million euro. Without going into to much detail he told me precisely what I have just read in Stephen Dewsnip – Rothschild Director, in his press release “ROTHSCHILD PRESE TAYLOR -MADE.
Briefly I could take out 5% of the loan (Release some equity) – they would also provide me with a 3% return garanteed per year. More importantly that my capital was 100% guaranteed. There is no doubt in my mind that Rothschild devised the scheme, promoted it and trained all their representatives/agents on how to sell it. I will see if I still have all this paper work, if so I will give it to them. By the way another bank got me instead, with the same results.
IF ANYONE HAS A SIMILAR STORY WHY NOT SHARE IT WITH OTHERS
Hello, do you still have the brochures or pamphlets Landsbanki was showing you, as we would love to have copies of all such advertising which shows some of the lies and false promises we were being sold?
As you know, the Landsbanki case in France is in the highest Criminal Court in Paris with the top Criminal Judge, Renaud Van Rumbeyke.
We need to show all the brochures, advertising and lies that there are on paper and if you have anything for us please let us know. The more there are, the better .
If you need anything we are all in this together and are joining forces with the top lawyers seeing that this case is International and needs the co-operation of the different lawyers in all countries.
Luxembourg will not get away with their looting and torture of pensioners across Europe.
How many have died and got serious illness because of the terrible treatment they have received from Luxembourg?
We were all the hundreds of people who trusted Luxembourg. Look at what happens to those who trust Luxembourg?
This is how you are treated for trusting this small country which relies on banks who need the trust of the consumer, to exist.
Luxembourg has now dirtied its reputation and all companies and banks operating through Luxembourg are in trouble as the consumers are revolting against the abuse, the negligence and corruption that appears to have engulfed this once respected financial center.
All the Equity Release schemes running out if Luxembourg are flawed and most are going to be taken to highest Criminal Courts.
Luxembourg judiciary has turned a blind eye and deaf ear to international public opinion and international judiciary as they fabricate their own handy laws to suit the Banksters and crooks.
We are all joining forces to best fight Luxembourg who seems to think they are above laws and untouchable because of their banking laws which protect the banker and not the consumer.
Happy New Year everyone and here’s to working together and beating the Banksters and their colluding criminals!
Having become involved with Roth’s ER in 2005, I have been protesting to Rothschild for at least 5 years now and all the documents and arguments presented on this site have been elucidated and rejected by them along with threats of litigation for libel if I dont shut up.
It is still all my own fault according to them.
I can only hope and pray the Spanish courts will do the right thing as the UK courts will not, or have not to date as far as I am aware, despite the contract.
Rothschild, Peter Rose and Mark Coutanche in particular, are sociopathic liars.
They are under the satanic spell of Rothschild. It is of no consequence to them the distress and problems their outrageous con has caused to old people here in Spain. They made money for the bank that is all that matters to them. They made €150k from us in 5 years, not bad going, in so doing ruined our lives.
I have asked before, and we shall see, is the illustrious family of Rothschild, one of whom is adviser to HM the Queen, beyond the law?
Just to put this in perspective, in the good old days, when the Roth’s entertained their snobby friends in their grossly extravagant homes, a quirky treat for their guests was to have the gardeners carry freshly dug up cherry trees around the table so guests could ‘ pick their own’ for pud.
This was told on radio 4 by another Rothschild.
Personally I would have kept quiet about that sort of rubbish.
I guess we are no better than the peasants who served the family then, here to provide their luxury and amusement.
They are a disgusting, revolting, and abusive family, but, they have all the money and that’s the problem.
Vamos a ver.