It is difficult to find a more interesting and profound reflection by financial-guru Stephen Dewsnip.

In his trip to trying to describe a product that is a mortgage loan but then, it isnt’t really one, he has tripped badly.

Firstly he admits that people, naturally, are reluctant to take out a mortgage after a life working hard to rid the property of it. He then says that if a mortgage is required, no worries, innovative Rothschild is going to look after everyone and will not allow anything but careful handling, thanks to their ultra-cautious approach.

A few years later, Claire Whip-ett, who back in the day would review Stephen’s articles to make sure they were accurate, flies out to Spain to give a warning to their one-time customers turned enemies: pay up or we will take your properties.

Where is the limit with these people?