• Euan Armstrong, member founder and current President of ERVA, has managed to persuade a Court in Coin to dismiss loan foreclosure proceedings brought by Danske Bank International S.A. in 2010.

    The victim of […]

  • ERVA has compiled a list of known Equity Release Court rulings. The Courts have all found in favour of the victims and ordered the mortgage loans to be removed or have rendered the foreclosure proceedings invalid. […]

    • Important to remember that these illegal schemes were designed to “release equity” for financing fraudulent “investment funds” – like those operated by the Premier Group (Isle of Man) Ltd.

      These funds were being “milked“ by dozens of parasites including banks, lawyers, accountants, fund managers, fund promotors and sales agents. Even if the funds had been viable entities the amount of money being stolen would still have destroyed them – which is exactly what happened!

      The victims of these illegal equity release schemes were up against dozens of crooks.
      Thankfully they have now met their match!!!

    • Important to remember that these illegal schemes were designed to “release equity” for financing fraudulent “investment funds” – like those operated by the Premier Group (Isle of Man) Ltd.

      These funds were being “milked“ by dozens of parasites including banks, lawyers, accountants, fund managers, fund promotors and sales agents. Even if the funds had been viable entities the amount of money being stolen would still have destroyed them – which is exactly what happened!

      The victims of these illegal equity release schemes were up against dozens of crooks.
      Thankfully they have now met their match!!!

  • Having the Appeal Court notified the parties that by the end of June they would have resolved the appeal to the Equity Release “Bilbao case” ruling, it is almost October and there is no official […]

  • A decision by the The Appeal Court in Bilbao in respect to the nullity and voidness of the SLM mortgages has been announced for the 17th of June 2017, a record time by regular Court standards. For this reason, […]

    • ISLE OF MAN – HOME OF CRIME

      Another Isle of Man fund provider – The Louis Group IOM – goes bust for over ÂŁ40m taking with it investors savings in what the liquidators term “a financially devastating experience” …. The liquidators also noted the “pivotal” role which Alan Louis played in the company’s collapse where he “seemingly personally benefitted from the transfer of millions of pounds of investor sourced funds to his own personal accounts”.

      Proceedings against the directors of the Louis Group are taking place in the Isle of Man High Court – and the Louis Group is also being investigated by the island’s financial crime unit. Meanwhile “investigations” also continue into The Premier Group which has heavily involved in the illegal equity release SITIRS scheme which scammed many pensioners in Spain, resulting in the loss of both their savings AND in some cases their homes.

      Will the Isle of Man government finally put a stop to these scams?
      Will pigs fly?

      NEVER BANK OR INVEST MONEY ON THE ISLE OF MAN!
      YOU COULD LOSE ALL OF YOUR LIFE SAVINGS – AND YOUR HOME!

    • ISLE OF MAN – HOME OF CRIME

      Another Isle of Man fund provider – The Louis Group IOM – goes bust for over ÂŁ40m taking with it investors savings in what the liquidators term “a financially devastating experience” ….
      The liquidators also noted the “pivotal” role which Alan Louis played in the company’s collapse where he “seemingly personally benefitted from the transfer of millions of pounds of investor sourced funds to his own personal accounts”.

      Proceedings against the directors of the Louis Group are taking place in the Isle of Man High Court – and the Louis Group is also being investigated by the island’s financial crime unit. Meanwhile “investigations” also continue into The Premier Group which has heavily involved in the illegal equity release SITIRS scheme which scammed many pensioners in Spain, resulting in the loss of both their savings AND in some cases their homes.

      Will the Isle of Man government finally put a stop to these scams?
      Will pigs fly?

      NEVER BANK OR INVEST MONEY ON THE ISLE OF MAN!
      YOU COULD LOSE ALL OF YOUR LIFE SAVINGS – AND YOUR HOME!

    • Isle of Man -based Premier Low Risk Fund (Part of the Premier Group) collapsed in June 2017 shortly after being abandoned by four of its Isle of Man based directors The fund had over 2,000 investors (many of them pensioners) who each transferred at least ÂŁ10,000 to Premier. Total invested was around ÂŁ100m.

      The Premier Low Risk Fund was advertised by Premier as offering 100% capital security and returns that would outperform bank savings accounts. Premier promoted the product as being highly secure despite the fund relying on large bank loans (up to 50% of the net asset value of the fund) to purchase volatile assets in the form of “traded endowment policies”. Investors lost up to half of their savings.

      Premier failed to properly explain the high risks involved with the fund – and may have mis-sold it to investors for whom it was not suitable and who fall into one or more of the following categories:-

      RISK EXPLANATION
      Did Premier give investors truthful advice about the risk involved in transferring money to a fund relying exclusively on the use of large bank loans to acquire volatile assets – yet still advertised as “Low Risk”.

      LACK OF UNDERSTANDING
      Were many of Premier’s investors new to investing and did they fully understand the process and the structure of a fund designed for institutional and professional investors only?

      HARD SELL/PRESSURE SELL
      Did investors feel uncomfortable or pressured into an investment they didn’t really understand by unauthorised,unqualified and unregulated “introducers” who were paid large commissions by Premier?

      POOR ADVICE
      Were investors advised to transfer their money in the Premier fund even though their existing financial planning arrangements were more suitable to their current and future economic needs?

      LACK OF TRANSPARACY
      Were investors made aware of management fees, introducers commissions and massive promotion costs attached to the fund which were executed via a secretive Caribbean shell company operated by Premier?

      INCOME TAX IMPLICATIONS
      Were investors told that investing on the Isle of Man could mitigate their local tax obligations?

      TAX AVOIDENCE ADVICE
      Did Premier, and the “introducers” assisting Premier, recommend the fund as a means of tax avoidance?

      OBTAINING AND RETAINING BANK TRANSFERS BY DECEPTION
      Were investors persuaded to transfer their money directly into Premier’s bank account by means of deception – a criminal offence.

      If you believe that Premier failed to properly explain the high risks involved with the fund – and misrepresented both the fund and Premier’s totally unqualified “introducers” to investors for whom it was entirely unsuitable, then clearly Premier mis-sold the fund.

    • Isle of Man -based Premier Low Risk Fund (Part of the Premier Group) collapsed in June 2017 shortly after being abandoned by four of its Isle of Man based directors The fund had over 2,000 investors (many of them pensioners) who each transferred at least ÂŁ10,000 to Premier. Total invested was around ÂŁ100m.

      The Premier Low Risk Fund was advertised by Premier as offering 100% capital security and returns that would outperform bank savings accounts. Premier promoted the product as being highly secure despite the fund relying on large bank loans (up to 50% of the net asset value of the fund) to purchase volatile assets in the form of “traded endowment policies”. Investors lost up to half of their savings.

      Premier failed to properly explain the high risks involved with the fund – and may have mis-sold it to investors for whom it was not suitable and who fall into one or more of the following categories:-

      RISK EXPLANATION
      Did Premier give investors truthful advice about the risk involved in transferring money to a fund relying exclusively on the use of large bank loans to acquire volatile assets – yet still advertised as “Low Risk”.

      LACK OF UNDERSTANDING
      Were many of Premier’s investors new to investing and did they fully understand the process and the structure of a fund designed for institutional and professional investors only?

      HARD SELL/PRESSURE SELL
      Did investors feel uncomfortable or pressured into an investment they didn’t really understand by unauthorised,unqualified and unregulated “introducers” who were paid large commissions by Premier?

      POOR ADVICE
      Were investors advised to transfer their money in the Premier fund even though their existing financial planning arrangements were more suitable to their current and future economic needs?

      LACK OF TRANSPARACY
      Were investors made aware of management fees, introducers commissions and massive promotion costs attached to the fund which were executed via a secretive Caribbean shell company operated by Premier?

      INCOME TAX IMPLICATIONS
      Were investors told that investing on the Isle of Man could mitigate their local tax obligations?

      TAX AVOIDENCE ADVICE
      Did Premier, and the “introducers” assisting Premier, recommend the fund as a means of tax avoidance?

      OBTAINING AND RETAINING BANK TRANSFERS BY DECEPTION
      Were investors persuaded to transfer their money directly into Premier’s bank account by means of deception – a criminal offence.

      If you believe that Premier failed to properly explain the high risks involved with the fund – and misrepresented both the fund and Premier’s totally unqualified “introducers” to investors for whom it was entirely unsuitable, then clearly Premier mis-sold the fund.

  • Court of First Instance 11 in Bilbao has accepted a motion by claimants to enforce proceedings against SLM and ordered the following:

    The freezing of assets owned by SLM to cover as much as 6,262,574 […]

    • Wonderful, wonderful result!

      What is glaringly obvious is that the governments and regulatory authorities of the countries which allow these people to operate their scams from know all about their illegal activities.

      But despite full knowledge of suspected criminality the regulatory authorities on the Isle of Man (in particular) Guernsey and Luxemburg habitually fail to respond to allegations of misselling, deception and fraud submitted to them by hundreds of innocent victims of financial scams.

      The governments of these countries play “Stupid Like a Fox” … protecting the illicit activities of their resident financial services industries by pretending that they are too stupid to know what is happening.
      But once irrefutable evidence emerges that offences are being conducting from their miserable tax havens they face a dilemma as to whether to continue acting as “Mr Stupid” or change characters and become “Mr. Fox”.

      Psychiatrist identify this predicament as “multiple personality disorder” … a condition where a person’s identity fragments into two distinct personality states both competing to take control . These people may also experiences memory loss that is too extensive to be explained by ordinary forgetfulness.

      The net result is that criminals are tolerated (sometimes encouraged) on these islands until it becomes impossible to disguise their activities … unfortunately the “regulators” wait far too long playing Mr Stupid before switching to the role of Mr Honest Fox.

      The simple solution is to never to conduct any financial transactions in these disgusting places.

    • Really great news for the Rothschild victims. I would agree with Steve. Why should victims have to pay anything back. Surely they are the ones who should be receiving compensation from the crooks who sold them the fraudulent schemes in the first place.

    • This was meant to be posted under the Rothschild posting. No matter the same applies to the victims of the surrender linked Mortgages.

  • International Property Finance Spain Limited (“IPFSL”), an unregulated corporate ramification of sinister N.M. Rothschild & Sons, is the next entity on the long list of Equity Release providers whose […]

    • Wonderful news for the victims of this nauseating scam – and also for the thousands of elderly people who were also scammed by similar products offered by the Premier Group (Isle of Man) Ltd – the company who were to receive some of the equity released from the Credit Select Series 4 loan to invest in Premier’s totally useless “investment funds” …

      This ruling finally establishes that “financial product providers” operating this (and similar scams) were working illegally by establishing important legal precedents:-…

      * That an “intermediary/advisor” who is authorized by a “product provider” and who is operating as an “investment services company” on behalf of the “product provider” that, despite there not being any contract linking both parties, and whether contractually linked or being a free agent, the actions of the “intermediary/advisor” fully benefit the “product provider” who also did not oppose such actions. Thereby imposing responsibility for the actions of the “intermediary/advisors” onto the “product providers” who benefit from the “advisor’s” actions.

      * That a “product provider” is operating illegally if it appoints an unqualified, unlicensed and unregulated “advisor” to assist in promoting their financial products, and then misrepresents the incompetent advisor as “professional financial advisor” even though the “advisor” demonstrably lacks the appropriate skills,
      knowledge and experience to properly distribute complex (and unworkable) financial products and funds.

      * That marketing complex financial products as a retail product to vulnerable elderly people knowing that the product’s characteristics are wholly inappropriate for unsophisticated investors simply looking for a safe haven to preserve their life time savings and assets is illegal.

      THIS IS A LANDMAK RULING WHICH TOTALLY DESTROYS THE “PRODUCT PROVIDERS” PREVIOUS DEENCE THAT IT WAS ALWAYS THE “ADVISOR’S” FAULT!

    • Sinister NM Rothschild just about sums it up. Well done Salvador.

    • Sinister NM Rothschild, who own the world. Justice has prevailed

    • Many judgments may have awarded victims the value of the draw down as compensation ,but as we all know, Rothschild cant afford it.

    • Many judgments may have awarded victims the value of the draw down as compensation ,but as we all know, Rothschild cant afford it.

    • With this great ruling about credit select 4 produced and promoted by Rothschild has anybody approched Rothschild for an out of court settlement

    • With this great ruling about credit select 4 produced and promoted by Rothschild has anybody approched Rothschild for an out of court settlement

  • Danske Bank’s Champagne + canapĂ© seminars did not spare any expenses when trying to capture unsuspecting owners for their Luxembourg-based “Total Wealth Planning” Equity Release scam.
    Nor were they short of […]

    • Tax haven based financial “product providers illegally import their fraudulent funds/schemes into Spain and then trick elderly people into handing over their life savings by organising “seminars” or “symposiums” which in reality are jus ta front for dirty, illegal and fraudulent “lying sessions”.

      Modus operandi …

      1. Hire a room in a “fancy” hotel
      2. Employ aggressive and illegal hustlers (who they call “financial advisors”) to fill it.
      3. Soften-up their intended victims with copious sweet talk, food and DRINK.
      4. Encourage people to disclose the ENTIRE EXTENT and location of their assets
      5. Trick them into placing all their assets into one of their illegal “financial products”.
      6. Once this is achieved the “advisors” disappear leaving no forwarding address.
      7. When the victims complain the “product providers” blame the “advisors”
      8. The regulatory authorities (don’t laugh) in Luxemburg also blame the “advisors”

      If any of the victims complain too vociferously they are threatened with the threat of disclosure of their financial “arrangements” to the tax authorities – or in other words the “product providers” embezzle £millions by threatening to report £1,000 worth of undeclared Premium Bonds

      These people are psychopathic scum – pure and simple – as they hide away in the “tax havens” which give them sanctuary from the law. Avoid them (and their hidey-holes such as Luxemburg, Isle of Man) like the plague, because REMEMBER this theft is still going on right now!

    • Tax haven based financial “product providers illegally import their fraudulent funds/schemes into Spain and then trick elderly people into handing over their life savings by organising “seminars” or “symposiums” which in reality are jus ta front for dirty, illegal and fraudulent “lying sessions”.

      Modus operandi …

      1. Hire a room in a “fancy” hotel
      2. Employ aggressive and illegal hustlers (who they call “financial advisors”) to fill it.
      3. Soften-up their intended victims with copious sweet talk, food and DRINK.
      4. Encourage people to disclose the ENTIRE EXTENT and location of their assets
      5. Trick them into placing all their assets into one of their illegal “financial products”.
      6. Once this is achieved the “advisors” disappear leaving no forwarding address.
      7. When the victims complain the “product providers” blame the “advisors”
      8. The regulatory authorities (don’t laugh) in Luxemburg also blame the “advisors”

      If any of the victims complain too vociferously they are threatened with the threat of disclosure of their financial “arrangements” to the tax authorities – or in other words the “product providers” embezzle £millions by threatening to report £1,000 worth of undeclared Premium Bonds

      These people are psychopathic scum – pure and simple – as they hide away in the “tax havens” which give them sanctuary from the law. Avoid them (and their hidey-holes such as Luxemburg, Isle of Man) like the plague, because REMEMBER this theft is still going on right now!

    • Tax haven based financial “product providers illegally import their fraudulent funds/schemes into Spain and then trick elderly people into handing over their life savings by organising “seminars” or “symposiums” which in reality are jus ta front for dirty, illegal and fraudulent “lying sessions”.

      Modus operandi …

      1. Hire a room in a “fancy” hotel
      2. Employ aggressive and illegal hustlers (who they call “financial advisors”) to fill it.
      3. Soften-up their intended victims with copious sweet talk, food and DRINK.
      4. Encourage people to disclose the ENTIRE EXTENT and location of their assets
      5. Trick them into placing all their assets into one of their illegal “financial products”.
      6. Once this is achieved the “advisors” disappear leaving no forwarding address.
      7. When the victims complain the “product providers” blame the “advisors”
      8. The regulatory authorities (don’t laugh) in Luxemburg also blame the “advisors”

      If any of the victims complain too vociferously they are threatened with the threat of disclosure of their financial “arrangements” to the tax authorities – or in other words the “product providers” embezzle £millions by threatening to report £1,000 worth of undeclared Premium Bonds

      These people are psychopathic scum – pure and simple – as they hide away in the “tax havens” which give them sanctuary from the law. Avoid them (and their hidey-holes such as Luxemburg, Isle of Man) like the plague, because REMEMBER this theft is still going on right now!

    • At last the financial services industry is recognising that “financial product providers” such as Banks and Fund managers/operators can no longer transfer blame onto their “agents” when their products are missold or fraudulently misrepresented.

      The “product providers” employ the “agents” by rewarding them with (high) commissions and in future BOTH parties will be held accountable when miss-selling or fraud is involved…

      This should finally bring to an end the practice of “product providers” concealing themselves in inscrutable places such as the Isle of Man to produce fraudulent “product brochures” which are then circulated by their “agents” : and when their victims complain that they have been cheated they then place all the blame on their “agents” …

      Now the “product providers” will be held to account … which is just as well as the dishonest “agents” they often employ in Spain are in the habit of vanishing at the first sign of trouble!

      Sadly this move has come far to late for thousands of British pensioners who have had their life savings stolen by unscrupulous “product providers”.

      More at:- http://www.international-adviser.com/news/1034498/life-companies-hiding-law-agency

    • Witnessing first-hand the turmoil caused by dishonest Banks and Fund operators in the lives of hundreds of vulnerable elderly people there is a tendency to stutter and stammer – this is a side effect of anger…

      We will attempt to control this impediment in the future.
      Thanks for pointing it out!

    • ANOTHER CHAMPAGNE AND CANAPÉ SPECIALIST – THE PREMIER GROUP

      Continuing the saga of fraudulent ventures in Spain conducted by Banks and Fund operators via a network of illegal “agents”… The Premier Group (Isle of Man) Ltd, whose notoriety has been widely reported on this blog and who misappropriated ÂŁmillions of euros of pensioners savings/money via their fraudulent “Low Risk Fund” and “SITIRS” schemes is now in bankruptcy and finally under investigation by the Isle of Man “Regulatory Authorities” (don’t laugh!).

      Premier’s latest scam is “Nicaraguan Bamboo Plantations” where Premier misled 3,247 people to “invest” ÂŁ292 million and where most of them are unlikely to see a single penny of their money ever again!

      The Isle of Man government have been FULLY AWARE of Premier’s dodgy dealings for over 15 years … yet until now have never taken the trouble to fully investigate them, preferring instead to allow them to continue ripping-off elderly people and causing extreme suffering and in some cases premature death. Losing life time savings is traumatic – not that Premier ever cared.

      Just how long the Isle of Man government can continue to protect the Premier Group (who regularly change their trading name to avoid detection) remains to be seen. As does the issue of paying compensation to the thousands of their elderly victims living in Spain – sadly many now dead.

      To learn more about Premier’s latest scam visit:-

      http://www.international-adviser.com/news/1034537/isle-officially-wind-nicaraguan-bamboo-fund?utm_source=Adestra&utm_medium=email&utm_term=&utm_content=Isle%20of%20Man%20to%20officially%20wind%20up%20Nicaraguan%20bamboo%20fund&utm_campaign=international_adviser_newsletter_6_02_03_2017#sthash.uP6ZgBee.dpuf

    • Premier Group (Isle of Man) Ltd – Yet another fund gone bust taking ÂŁmillions of elderly people’s savings!

      Pensioners living on the Spanish Costas sold yet another dodgy fund by the Premier Group (Isle of Man) Ltd “fund” which has also gone bust! This time “Teak plantations in Brazil” !!!

      Yet another example of Premier telling lies to investors.
      How long can these people get away with stealing ÂŁmillions?

      http://www.iomtoday.co.im/article.cfm?id=32267&headline=Investor%20faces%20losing%20thousands%20from%20Isle%20of%20Man%20funds&sectionIs=news&searchyear=2017#addComment

      NEVER IN A MILLION YEARS INVEST OR BANK SIGLE PENNY ON THE ISLE OF MAN.

    • Premier Group (Isle of Man) Ltd –
      Yet another Premier fund goes bust taking ÂŁmillions of elderly people’s savings!

      Pensioner’s living on the Spanish Costas have been sold yet another useless fund by the Premier Group (Isle of Man) Ltd and like many of Premier’s funds before there is little or no hope of them ever being able to get their money back.

      This time Premier conned them into investing in “Teak plantations in Brazil” !!!

      http://www.iomtoday.co.im/article.cfm?id=32267&headline=Investor%20faces%20losing%20thousands%20from%20Isle%20of%20Man%20funds&sectionIs=news&searchyear=2017#addComment

      NEVER, INVEST OR BANK A SINGLE PENNY ON THE ISLE OF MAN. YOU MAY LOSE IT ALL!

    • Premier Group (Isle of Man) Ltd –
      Yet another Premier fund goes bust taking ÂŁmillions of elderly people’s savings!

      Pensioner’s living on the Spanish Costas have been sold yet another useless fund by the Premier Group (Isle of Man) Ltd and like many of Premier’s funds before there is little or no hope of them ever being able to get their money back.

      This time Premier conned them into investing in “Teak plantations in Brazil” !!!

      http://www.iomtoday.co.im/article.cfm?id=32267&headline=Investor%20faces%20losing%20thousands%20from%20Isle%20of%20Man%20funds&sectionIs=news&searchyear=2017#addComment

      NEVER, INVEST OR BANK A SINGLE PENNY ON THE ISLE OF MAN. YOU MAY LOSE IT ALL!

  • ERVA has had access to a Fuengirola Court ruling won against Landsbanki Luxembourg.
    In the case, the Judge states that it is not conceivable that Landsbanki Luxembourg would argue successfully that “they were […]

    • People could be forgiven for believing that everyone involved in the “financial services industry” are a bunch of psychopaths – and that includes the delinquent agencies which protect them in places like Guernsey, Luxembourg and the Isle of Man in the shape of the “Government Regulatory Authorities” who exist exclusively to safeguard the country’s sordid financial industries, rather than the victims of fraud.

      Interestingly this latest ruling finally establishes that the crooks stealing from vulnerable, old age pensioners living on the Spanish Costas are working for the “product providers” and NOT (as they always claim) for the pensioners themselves. In the past this fraudulent excuse enabled the “product providers” to avoid prosecution by claiming/lying that: “the sales were nothing to do with us, it was all the fault of the (illegal) financial advisers”.

      Also worth remembering is that the fake “financial advisers” who preyed on elderly people would not have been able to operate without a supply of sleazy “financial products” delivered to them by the “product providers”. The truth is that these illegal scams were ALWAYS the responsibility of the primary “product providers” who are allowed to operate out of sleazy tax havens such as the Isle of Man.

    • People could be forgiven for believing that all those involved in the “financial services industry” are a bunch of psychopaths – and that includes the delinquent agencies which protect them in places like Guernsey, Luxembourg and the Isle of Man in the shape of the “Government Regulatory Authorities” who exist exclusively to safeguard the country’s sordid financial industries, rather than the victims of fraud.

      Interestingly this latest ruling finally establishes that the crooks thieving from vulnerable old age pensioners living on the Spanish Costas are working for the “product providers” and NOT (as they always claim) for the pensioners themselves. In the past this fraudulent excuse enabled the “product providers” to avoid prosecution by claiming/lying that: “the sales were nothing to do with us, it was all the fault of the (illegal) financial advisers”.

      Also worth remembering is that the fake “financial advisers” who preyed on elderly people would not have been able to operate without a supply of sleazy “financial products” delivered to them by the “product providers”. The truth is that these illegal scams were ALWAYS the responsibility of the primary “product providers” who are allowed to operate out of sleazy tax havens such as the Isle of Man.

    • People could be forgiven for believing that all those involved in the “financial services industry” are a bunch of psychopaths – and that includes the delinquent agencies which protect them in places like Guernsey, Luxembourg and the Isle of Man in the shape of the “Government Regulatory Authorities” who exist exclusively to safeguard the country’s sordid financial industries, rather than the victims of fraud.

      Interestingly this latest ruling finally establishes that the crooks thieving from vulnerable old age pensioners living on the Spanish Costas are working for the “product providers” and NOT (as they always claim) for the pensioners themselves. In the past this fraudulent excuse enabled the “product providers” to avoid prosecution by claiming/lying that: “the sales were nothing to do with us, it was all the fault of the (illegal) financial advisers”.

      Also worth remembering is that the fake “financial advisers” who preyed on elderly people would not have been able to operate without a supply of sleazy “financial products” delivered to them by the “product providers”. The truth is that these illegal scams were ALWAYS the responsibility of the primary “product providers” who are allowed to operate out of sleazy tax havens such as the Isle of Man.

    • As the days go by it would appear that the Equity Release Victims (www.erva.es) are slowly bringing their misery and anger to the attention of the Courts in Spain. Todays ruling by a Fuengirola Court confirms the movement against the robbing banks who have led many pensioners to their deaths through stress and thrown them into the streets by repossessing their homes.

      How can a bank such as Landsbanki, or Rothschilds Bank, or Danske Bank, or Barclays Bank, or Jyske Bank, or Nordea Bank feel justified in taking mortgages from pensioners under false pretences and then losing the money on investments? How can they pay themselves huge retirement bonuses and their account managers huge salaries and commissions when they are losing the clients money? These banks must be brought to task in Courts of law in Spain and France and Luxembourg (which country feels they have had no part in this and refuse to acknowledge what went on) found guilty as charged and then sentenced to terms in prison. The victims should have their mortgages annulled and damages awarded. This will not bring back the dead but it will go some way to recompensing the children the pensioners were trying to protect.

    • Another interesting ruling from the Spanish Judiciary. How many people are in the same posirtion as Patricia?

      • The Premier Shareholders Group has made contact with numerous people (all elderly) who were victims the Isle of Man based Premier Group – including its illegal SITIRS fraud.

        Anxiety and fear is a notorious precipitator of illness leading to premature bereavement and when life savings have been embezzled or homes are about to be appropriated the related trauma simply destroys people.

        We have been in tears just listening to people recount their experiences of dealing with the Premier Group and our deep sympathies and compassion go out to Patricia – nobody deserves this treatment.

        If it is any consolation Patricia you are not alone there are other brave people out there suffering – many alone. Stay strong.

  • Landsbanki’s Yvette Hamilius could not care less about people. The insensitive, greedy and immoral banker – currently indicted on a criminal case in France- would sooner evict an 85-year old sufferer of […]

    • This woman the devil incarnate is a disgrace to hunanity, in the old days she would be hung, drawn and quartered and the pieces left on the bridges over the River Seine. Are there no lengths these people will stoop to to deny such elderly people the right to live in peace. Have they not inflicted enough pain on the elderly with their fraudulent schemes without wanting to take the roof over the head of this unfortunate lady. I believe this evil woman is due to appear in court in Paris about this time. Let’s hope she gets her due reward.

    • Almost all those involved in selling the equity release (SITIRS) scheme were unqualified, unregistered and unregulated and operating illegally in Spain. They were/are notorious for mishandling the life time savings of pensioners by selling them risky and bogus financial products – products which were similarly illegal because they were also unregistered and unregulated in Spain.

      Banks and companies based in tax “havens” such as Luxemburg and the Isle of Man made these illegal “products” available to crooks knowing full well that they would be used to steal peoples savings – and sometimes houses.

      The corrupt Isle of Man government were well aware of the scams being committed by companies based on the island – such as the Premier Group which has recently gone bust for ÂŁmillions – but refused to intervene to prevent further embezzlement of innocent people’s hard earned savings.

      Nothing was done to stop these scams because everyone complicit in the frauds were making a large amount of money … accountants, banks, intermediaries and not least the operators of the crooked “financial products” and the illegal “salesmen” involved in conning people for high commissions. The only people to lose were the innocent people unfortunate to fall into the hands of these unscrupulous scoundrels.

      The answer to pjames question, “Are there no lengths these people will stoop to deny elderly people the right to live in peace” is quite simple … No these people will sell their own Grannies!

      The Devil will ensure that they ALL rot in Hell!

    • Almost all those involved in selling the equity release SITIRS scheme were unqualified, unregistered and unregulated operating illegally in Spain without a licence. All of them were notorious for mishandling the life time savings of pensioners by selling them risky and phony financial products – products which were similarly illegal because they were also unlicensed, unregistered and unregulated in Spain.

      Banks and companies based in tax “havens” such as Luxemburg and the Isle of Man made these illegal “products” available to the bogus “financial advisors” knowing full well that they would be used to steal people’s savings – and sometimes houses. The corrupt Isle of Man government were well aware of the scams being committed by companies based on the island – such as the Premier Group which has recently gone bust for ÂŁmillions – but refused to intervene and prevent further embezzlement of innocent people’s hard earned savings.

      Nothing was done to stop these scams because everyone involved was making a large amount of money … accountants, banks, intermediaries, not to mention those managing the crooked funds and the conmen involved in tricking often elderly people in return for high commissions payments. The only people to lose were those unfortunate to fall into the hands of these unscrupulous scoundrels.

      When “pyjames” asks:- “Are there no lengths these people will stoop to deny such elderly people the right to live in peace?” The answer is no – they will sell their own Grannies.

      May the Devil ensure that they ALL rot in Hell!

    • Almost all those involved in selling the equity release (SITIRS) scheme were unqualified, unregistered and unregulated people operating illegally in Spain without a licence. All of them notorious for mishandling the life time savings of pensioners by selling them risky and phony financial products – products which were similarly illegal because they were unlicensed, unregistered and unregulated in Spain.

      Banks and companies based in tax “havens” such as Luxemburg and the Isle of Man made these illegal “products” available to these bogus “financial advisors” knowing that they would be used to steal people’s savings – and sometimes houses. The corrupt Isle of Man government were aware of the scams being committed by companies based on the island – such as the Premier Group which has recently gone bust for ÂŁmillions – but refused to intervene and prevent further embezzlement of innocent people’s hard earned savings.

      Nothing has done to stop these scams because everyone involved was making a large amount of money … accountants, banks, intermediaries, not to mention those managing the crooked funds and the conmen involved in tricking harmless often elderly people in return for high commissions payments.

      The only people to lose were those unfortunate to fall into the hands of these unscrupulous scoundrels.
      When “pyjames” asks:- “Are there no lengths these people will stoop to deny such elderly people the right to live in peace?” The answer is no – they will sell their own Grannies.

      May the Devil ensure that they ALL rot in Hell!

    • Almost all those involved in selling the equity release SITIRS scheme were unqualified, unregistered and unregulated people operating illegally in Spain without a licence. All of them notorious for mishandling the life time savings of pensioners by selling them risky and phony financial products – products which were similarly illegal because they were unlicensed, unregistered and unregulated in Spain.

      Banks and companies based in tax “havens” such as Luxemburg and the Isle of Man made these illegal “products” available to the bogus “financial advisors” knowing full well that they would be used to steal people’s savings – and sometimes houses. The corrupt Isle of Man government were well aware of the scams being committed by companies based on the island – such as the Premier Group which has recently gone bust for ÂŁmillions – but refused to intervene and prevent further embezzlement of innocent people’s hard earned savings.

      Nothing was done to stop these scams because everyone involved was making a large amount of money … accountants, banks, intermediaries, not to mention those managing the crooked funds and the conmen involved in tricking harmless often elderly people in return for high commissions payments.

      The only people to lose were those unfortunate to fall into the hands of these unscrupulous scoundrels.
      When “pyjames” asks:- “Are there no lengths these people will stoop to deny such elderly people the right to live in peace?” The answer is no – they will sell their own Grannies.

      May the Devil ensure that they ALL rot in Hell!

  • Just when we thought that Nykredit in Marbella, along with its mammoth parent Danish company (Nykredit Realkredit A/S), could not stoop any lower on how abhorrently they deal with customers, new events have […]

  • Source: Diario Sur
    The sale was conducted through commission-driven financial advisors based in Estepona, Marbella and Fuengirola.
    Court of First Instance 11 in Bilbao has ruled that twelve mortgage loans […]

    • This is a spectacular result in many ways … the fact that the mortgage loans are now declared void is by far the most important, but also the Court appears to circumvented the illegal, third party “agents” and tackled the original product provider directly – SL Mortgage Funding nÂş1 Limited (SLMF).

      In the past financial “investment” products (often illegal ) were imported into Spain by banks and other investment providers and handed to so-called “financial advisors” (who are often unqualified, unregistered “agents” trading illegally) to sell them.

      Then once these products go belly-up (as invariably they do) the original suppliers blame the “agents”, claiming that the agents were working for the victims and not for them and the victims must blame the “agents”. In the meantime the “agents” invariably fled leaving no forwarding address, while the original product providers were left smirking, hidden away safely in some tax haven like Luxemburg, Jersey or particularly the Isle of Man, considerably richer and immune from prosecution.

      This ruling appears to have changed this – and the banks (and other globalist villains) themselves are now being chased and they can no longer hide behind their “agents”.

    • is a spectacular result in many ways … the fact that the mortgage loans are now declared void is by far the most important, but also the Court appears to circumvented the illegal, third party “agents” and tackled the original product provider directly – SL Mortgage Funding nÂş1 Limited (SLMF).

      In the past financial “investment” products (often illegal ) were imported into Spain by banks and other investment providers and handed to so-called “financial advisors” (who are often unqualified, unregistered “agents” trading illegally) to sell them.

      Then once these products go belly-up (as invariably they do) the original suppliers blame the “agents”, claiming that the agents were working for the victims and not for them and the victims must blame the “agents”. In the meantime the “agents” invariably fled leaving no forwarding address, while the original product providers were left smirking, hidden away safely in some tax haven like Luxemburg, Jersey or particularly the Isle of Man, considerably richer and immune from prosecution.

      This ruling appears to have changed this – and the banks (and other globalist villains) themselves are now being chased and they can no longer hide behind their “agents”.

    • Spectacular in many respects especially as we have seen in the past the bizarre rulings other courts of First Instance in similar cases afainst other perpetrating banks. The criminal case against Landsbanki heard recently in the San Roque court comes to mind. However Landsbanki are due to appear in January in the criminal court in Paris and hopefully will suffer a same fate.

      Shortly we will see other banks coming before the courts, such as Rothschild and Nordea and we wait with bared breath at the outcome. Surely the Spanish Court will start to realise how so many people have been conned out of their life savings.

    • Spectacular is one word, especially in light of recent bizarre rulings handed down by other courts in similar pleadings. The recent Landsbanki ruling in the criminal court in San Roque is a prime example. After some 10 years of purgatory for many ex-pats other banks will surely follow suit. Unfortunately these activities have taken their toll and many victims will not see justice, having sucumed to the pressures.

    • THE CONTINUING HYPOCRACY OF THE ISLE OF MAN GOVERNMENT

      The Isle of Man Financial Services Authority (IoMFSA) has this week advised the island’s residents to be very careful about investing their money in “financial schemes” .

      It warns of the danger of “unregulated financial advisers” and those “posing as financial advisors” who publish lies to obtain money from an unsuspecting public with; “well-known scams, including unregulated investment products which may be worthless or sometimes do not even exist.”

      It warns Isle of Man residents that if they speak to an adviser who suggests they transfer money or invest in a scheme, by an adviser who is referred to you by either the person who initially contacted you or the firm that you are considering investing with, you are unlikely to receive impartial advice.

      And that pension scams are typically initiated by cold calling, sending unsolicited emails representing financial products (and those selling these products) as both credible and legally approved by the government or other official bodies, when in fact the entire set-up is unlawful.

      The Isle of Man authorities were fully aware that the Isle of Man registered company, the Premier Group was active in Spain using unregulated, unqualified and unregistered “agents” who the Premier Group represented as “financial advisors” and that the Premier Group furnished these fraudsters with a variety of unregulated and falsified schemes including the Premier SITIRS scam.

      In other words it is acceptable for Isle of Man registered companies to rip off the public using illegal advisors selling illegal financial products anywhere in the world – except on the Isle of Man!

      Never ever invest or bank a penny on this corrupt island and thank heavens that at last some of these con artists are now being bought to justice – but as yet not the Premier Group.

    • THE CONTINUING HYPOCRISY OF THE ISLE OF MAN GOVERNMENT

      The Isle of Man Financial Services Authority (IoMFSA) has this week advised the island’s residents to be very careful about investing their money in “financial schemes” .

      It warns of the danger of “unregulated financial advisers” and those “posing as financial advisors” who publish lies to obtain money from an unsuspecting public with; “well-known scams, including unregulated investment products which may be worthless or sometimes do not even exist.”

      It warns Isle of Man residents that if they speak to an adviser who suggests they invest in a scheme referred to them by either the person who initially contacted them or the firm that they are considering investing with, they are unlikely to receive impartial advice.

      And that some types of fraud are typically initiated by cold calling and representing financial products (and those selling these products) as both credible and legally approved by the government or other official bodies, when in fact the entire set-up could be illegal.

      The Isle of Man authorities were fully aware that the Isle of Man registered company, the Premier Group was active in Spain using unregulated, unqualified and unregistered “agents” who the Premier Group represented as “financial advisors” and that the Premier Group furnished these fraudsters with unregulated and falsified schemes, including the Premier SITIRS scam, which were used to obtain money from innocent members of the public..

      In other words it is acceptable for Isle of Man registered companies to rip off the public using illegal advisors selling illegal financial products anywhere in the world – except on the Isle of Man!

      Never ever invest or bank a penny on this corrupt island and thank heavens that at last some of these con artists are now being bought to justice – but as yet not the Premier Group.

  • Court 11 in Bilbao has invalidated 12 Equity Release IHT mitigation mortgage loans sold to the public by SL MORTGAGE FUNDING NÂş1 LIMITED.
    The Court orders the diverse Land Registries to remove the charges with […]

    • After the recent entrapment of “BARON” Rothschild on the French television programme when faced with the facts that his bank had approved and signed old age pensioners to a charge against their homes with a false promise of avoiding inheritance tax which helps our cause against the ROTHSCHILDS BANK, DANSKE BANK, JYSKE BANK, NORDEA BANK, BARCLAYS BANK.

      Then TODAY the news that SL MORTGAGE FUNDING No1 LIMITED has been ordered to nullify 12 mortgages based on equity release in Court 11 in Bilbao by finding that the company operated a fraudulent scheme and will be penalized as per ARTICLE 1306 OF THE CIVIL CODE

      WE NEED COURT ACTION ASAP HERE ON THE COSTA DEL SOL

    • Hopefully the Premier Group (Isle of Man) Ltd will now also face justice.

      Premier worked hand in glove with SL MORTGAGE FUNDING Nº1 LIMITED helping to trick unsuspecting and innocent people/pensioners into the “SITIRS” and provided the scheme with their inept Funds (such as the Premier Balanced Fund) as investment hubs for the equity released from their victim’s homes.

      Premier already has a long history of operating illegally in Spain, selling funds designed exclusively for highly experienced and professional investors only to naive and elderly pensioners. These funds proved to be financial disasters and people lost a considerable part (if not all) their life savings.

      Let’s hope that Premier’s directors, who attempt to avoid incrimination by changing the trading names of their secretive Caribbean registered shell companies, are finally nailed.

      • The Premier Group (Isle of Man) Limited have ALWAYS used the excuse that it was NOT them who sold their worthless and illegal funds/schemes to their unwary victims, but rather “agents” such as and including:-

        Henry Woods,
        Hamiltons
        Offshore International

        Premier claim that the victims both employed and paid the “agents” (these “agents” were operating illegally as well) to give them advice and therefor the victims should blame the “agents” and not Premier!

        Premier’s absurd claim completely overlooks the fact that Premier paid the “agents” fees (via commissions originating in a secretive shell company registered in the Caribbean and owned by Premier’s directors) and the victims paid their savings/ capital directly into Premier’s bank account!

        At least a thousand people living in Spain lost a large part of their life savings (and some nearly their homes) thanks to Premier’s illegal activities – and still Premier are allowed to sell their garbage funds which continue to collapse.

    • Hopefully the Premier Group (Isle of Man) Ltd will now also face justice.

      Premier worked hand in glove with SL MORTGAGE FUNDING Nº1 LIMITED helping to trick unsuspecting and innocent people/pensioners into the “SITIRS” and provided the scheme with their inept Funds (such as the Premier Balanced Fund) as investment hubs for the equity released from their victim’s homes.

      Premier already has a long history of operating illegally in Spain, selling funds designed exclusively for highly experienced and professional investors only to naive and elderly pensioners. These funds proved to be financial disasters and people lost a considerable part (if not all) their life savings.

      Let’s hope that Premier’s directors, who attempt to avoid incrimination by changing the trading names of their secretive Caribbean registered shell companies, are finally nailed.

    • There is very little to say except slowly but surely these banks are being brought to justice. Is it not time now for the banks mentioned , amongst others, by Euan above, realised their coming fate, settle with their clients and let us all enjoy our retirement.

    • Some goodness for a change. Slowly but surely the banks are receiving their just rewards and being brought to account. Now it is time for all banks including those mentioned by Euan owned up and settled with their unfortunate clients and let them get in with their lives in retirement. Goodness knows they make enough money with resorting to fraudulent schemes.

    • The Premier Group (Isle of Man) Limited have ALWAYS used the excuse that it was NOT them who sold their worthless and illegal funds/schemes to their unwary victims, but rather “agents” such as and including:-

      Henry Woods,
      Hamiltons
      Offshore International

      Premier claim that the victims both employed and paid the “agents” (these “agents” were operating illegally as well) to give them advice and therefor the victims should blame the “agents” and not Premier!

      Premier’s absurd claim completely overlooks the fact that Premier paid the “agents” fees (via commissions originating in a secretive shell company registered in the Caribbean and owned by Premier’s directors) and the victims paid their savings/ capital directly into Premier’s bank account!

      At least a thousand people living in Spain lost a large part of their life savings (and some nearly their homes) thanks to Premier’s illegal activities – and still Premier are allowed to sell their garbage funds which continue to collapse.

    • We are very excited about this news.We live in Murcia and like many of you all got caught up in this mortgage scam!We now have Salvador Martinez starting to work on our case and we are hopeful everything will go well for us.Congrats to all those who had success in Bilbao.
      Gerard.

  • It was about time the “Baron’s” infamous banking antics were exposed in his motherland, France. “Envoye Special”, a weekly prime-time show presented from the “Champs Elysses” with the Eiffel Tower as a […]

    • Very interesting as to why the French media has taken to reporting these events in France. Perhaps Rothschild has also conned the French in mush the same way as Landsbanki have done. Let’s hope this will help the French criminal case in Paris due for trial in early January.

  • Steve Dewsnip, who once dedicated to his professional life to sign up over one hundred property-grabbing Rothschild Credit Select Series Mortgage Loans, is now being tried for bum-grabbing.

    Read further on […]

    • Wel, well. What is there left to say. Not only does this man have a track record of fraudulent activities. He is a pervert as well.

  • Claimants in the equity release CreditSelect 4-Series loan case against N.M. Rothschild & Sons and their respective lawyers held a case management hearing, or pre-trial hearing, at the Mercantile Courts in […]

    • LIST OF ROTHSCHILD OWNED & CONTROLLED BANKS:
      (List of Rothschild owned Courts/Judges not published. Yet.)

      Afghanistan: Bank of Afghanistan
      Albania: Bank of Albania
      Algeria: Bank of Algeria
      Argentina: Central Bank of Argentina
      Armenia: Central Bank of Armenia
      Aruba: Central Bank of Aruba
      Australia: Reserve Bank of Australia
      Austria: Austrian National Bank
      Azerbaijan: Central Bank of Azerbaijan Republic
      Bahamas: Central Bank of The Bahamas
      Bahrain: Central Bank of Bahrain
      Bangladesh: Bangladesh Bank
      Barbados: Central Bank of Barbados
      Belarus: National Bank of the Republic of Belarus
      Belgium: National Bank of Belgium
      Belize: Central Bank of Belize
      Benin: Central Bank of West African States (BCEAO)
      Bermuda: Bermuda Monetary Authority
      Bhutan: Royal Monetary Authority of Bhutan
      Bolivia: Central Bank of Bolivia
      Bosnia: Central Bank of Bosnia and Herzegovina
      Botswana: Bank of Botswana
      Brazil: Central Bank of Brazil
      Bulgaria: Bulgarian National Bank
      Burkina Faso: Central Bank of West African States (BCEAO)
      Burundi: Bank of the Republic of Burundi
      Cambodia: National Bank of Cambodia
      Came Roon: Bank of Central African States
      Canada: Bank of Canada – Banque du Canada
      Cayman Islands: Cayman Islands Monetary Authority
      Central African Republic: Bank of Central African States
      Chad: Bank of Central African States
      Chile: Central Bank of Chile
      China: The People’s Bank of China
      Colombia: Bank of the Republic
      Comoros: Central Bank of Comoros
      Congo: Bank of Central African States
      Costa Rica: Central Bank of Costa Rica
      Côte d’Ivoire: Central Bank of West African States (BCEAO)
      Croatia: Croatian National Bank
      Cuba: Central Bank of Cuba
      Cyprus: Central Bank of Cyprus
      Czech Republic: Czech National Bank
      Denmark: National Bank of Denmark
      Dominican Republic: Central Bank of the Dominican Republic
      East Caribbean area: Eastern Caribbean Central Bank
      Ecuador: Central Bank of Ecuador
      Egypt: Central Bank of Egypt
      El Salvador: Central Reserve Bank of El Salvador
      Equatorial Guinea: Bank of Central African States
      Estonia: Bank of Estonia
      Ethiopia: National Bank of Ethiopia
      European Union: European Central Bank
      Fiji: Reserve Bank of Fiji
      Finland: Bank of Finland
      France: Bank of France
      Gabon: Bank of Central African States
      The Gambia: Central Bank of The Gambia
      Georgia: National Bank of Georgia
      Germany: Deutsche Bundesbank
      Ghana: Bank of Ghana
      Greece: Bank of Greece
      Guatemala: Bank of Guatemala
      Guinea Bissau: Central Bank of West African States (BCEAO)
      Guyana: Bank of Guyana
      Haiti: Central Bank of Haiti
      Honduras: Central Bank of Honduras
      Hong Kong: Hong Kong Monetary Authority
      Hungary: Magyar Nemzeti Bank
      Iceland: Central Bank of Iceland
      India: Reserve Bank of India
      Indonesia: Bank Indonesia
      Iran: The Central Bank of the Islamic Republic of Iran
      Iraq: Central Bank of Iraq
      Ireland: Central Bank and Financial Services Authority of Ireland
      Israel: Bank of Israel
      Italy: Bank of Italy
      Jamaica: Bank of Jamaica
      Japan: Bank of Japan
      Jordan: Central Bank of Jordan
      Kazakhstan: National Bank of Kazakhstan
      Kenya: Central Bank of Kenya
      Korea: Bank of Korea
      Kuwait: Central Bank of Kuwait
      Kyrgyzstan: National Bank of the Kyrgyz Republic
      Latvia: Bank of Latvia
      Lebanon: Central Bank of Lebanon
      Lesotho: Central Bank of Lesotho
      Libya: Central Bank of Libya (Their most recent conquest)
      Uruguay: Central Bank of Uruguay
      Lithuania: Bank of Lithuania
      Luxembourg: Central Bank of Luxembourg
      Macao: Monetary Authority of Macao
      Macedonia: National Bank of the Republic of Macedonia
      Madagascar: Central Bank of Madagascar
      Malawi: Reserve Bank of Malawi
      Malaysia: Central Bank of Malaysia
      Mali: Central Bank of West African States (BCEAO)
      Malta: Central Bank of Malta
      Mauritius: Bank of Mauritius
      Mexico: Bank of Mexico
      Moldova: National Bank of Moldova
      Mongolia: Bank of Mongolia
      Montenegro: Central Bank of Montenegro
      Morocco: Bank of Morocco
      Mozambique: Bank of Mozambique
      Namibia: Bank of Namibia
      Nepal: Central Bank of Nepal
      Netherlands: Netherlands Bank
      Netherlands Antilles: Bank of the Netherlands Antilles
      New Zealand: Reserve Bank of New Zealand
      Nicaragua: Central Bank of Nicaragua
      Niger: Central Bank of West African States (BCEAO)
      Nigeria: Central Bank of Nigeria
      Norway: Central Bank of Norway
      Oman: Central Bank of Oman
      Pakistan: State Bank of Pakistan
      Papua New Guinea: Bank of Papua New Guinea
      Paraguay: Central Bank of Paraguay
      Peru: Central Reserve Bank of Peru
      Philip Pines: Bangko Sentral ng Pilipinas
      Poland: National Bank of Poland
      Portugal: Bank of Portugal
      Qatar: Qatar Central Bank
      Romania: National Bank of Romania
      Russia: Central Bank of Russia
      Rwanda: National Bank of Rwanda
      San Marino: Central Bank of the Republic of San Marino
      Samoa: Central Bank of Samoa
      Saudi Arabia: Saudi Arabian Monetary Agency
      Senegal: Central Bank of West African States (BCEAO)
      Serbia: National Bank of Serbia
      Seychelles: Central Bank of Seychelles
      Sierra Leone: Bank of Sierra Leone
      Singapore: Monetary Authority of Singapore
      Slovakia: National Bank of Slovakia
      Slovenia: Bank of Slovenia
      Solomon Islands: Central Bank of Solomon Islands
      South Africa: South African Reserve Bank
      Spain: Bank of Spain
      Sri Lanka: Central Bank of Sri Lanka
      Sudan: Bank of Sudan
      Surinam: Central Bank of Suriname
      Swaziland: The Central Bank of Swaziland
      Sweden: Sveriges Riksbank
      Switzerland: Swiss National Bank
      Tajikistan: National Bank of Tajikistan
      Tanzania: Bank of Tanzania
      Thailand: Bank of Thailand
      Togo: Central Bank of West African States (BCEAO)
      Tonga: National Reserve Bank of Tonga
      Trinidad and Tobago: Central Bank of Trinidad and Tobago
      Tunisia: Central Bank of Tunisia
      Turkey: Central Bank of the Republic of Turkey
      Uganda: Bank of Uganda
      Ukraine: National Bank of Ukraine
      United Arab Emirates: Central Bank of United Arab Emirates
      United Kingdom: Bank of England
      United States: Federal Reserve, Federal Reserve Bank of New York
      Vanuatu: Reserve Bank of Vanuatu
      Venezuela: Central Bank of Venezuela
      Vietnam: The State Bank of Vietnam
      Yemen: Central Bank of Yemen
      Zambia: Bank of Zambia
      Zimbabwe: Reserve Bank of Zimbabwe

      http://humansarefree.com/2013/11/complete-list-of-banks-ownedcontrolled.html

    • Even though the court date is set for 2019 at least we are slowly moving forward. What nasty people Rothschild seem to employ.

    • What a pity Rothschild victims have to wait until 2019 for their just rewards. Rothschild certainly seem to attract the criminals of this world.

  • San Roque Court has dismissed the criminal complaint brought by no less than 80 claimants against Landsbanki & others. The disappointing ruling lacks legal depth and factual understanding, mistakenly inserting […]

    • Another example of how “democratic justice” is only allowed to operate on levels that do not interfere in the interests of the world’s most powerful organization – the banks!

      No matter how well a Court case is bought against a bank the ultimate arbiter, the judge, can be rewarded (or threatened) to bring a verdict in favour of the banking industry ….

      The infinite wealth of the banks can “buy” anyone – or failing that arrange a convenient “accident”.
      The banks have the additional advantage of being able to hide in filthy places like the Cayman Islands and the Isle of Man where their activities are shrouded in shell companies, blind trusts and other nefarious instruments of concealment. Only a (highly unlikely) world revolution will ever change this.

      In short: –

      Wealth (or the promise of wealth) and intimidation (the whisper of fear) are the world’s two most powerful devices in the business of corruption. Any legal action against the “banks” simply prompts the whole “industry” to close ranks and conspire to corrupt the course of justice.

      The banks OWN the possessions of the vast majority of people – their homes, cars, fridges, phones, even their clothes – plus the banks OWN most of the world’s governments and politicians.

      Banks will also OWN anyone who dares to stand up to them.
      On the rare occasions that the banks lose a case … they then seek retribution.

    • Last year the veil of invincibility seemingly came off the secretive Rothschild banking empire, as Baron David de Rothschild and his company the Rothschild Financial Services Group were indicted by French prosecutors for allegedly defrauding British pensioners in a scheme (SITIRS) that saw large sums of money embezzled.

      Now, the Luxembourg unit of Rothschild banking empire is being investigated by the Luxembourg state prosecutors office — alleged to have sent hundreds of millions of dollars to an account at a bank in Luxembourg that originated from 1Malaysia Development Berhad (1MDB).

      The fund, “1MBD”, was established by Malaysian Prime Minister Najib Razak in 2009 as a government investment fund. There have been widespread accusations of corruption surrounding Razak after $1 billion dollars in deposits into his personal bank accounts were revealed. The deposits totaled hundreds of millions of dollars more than had previously been exposed by probes into state fund 1MDB, according to the Wall Street Journal.

      The Luxembourg investigation stems from an international probe of money that may have flowed from the Malaysian government investment fund, which is at the center of various worldwide corruption probes.

      Read more at http://thefreethoughtproject.com/rothschild-bank-criminal-investigation-related-missing-4-billion-dollars/#cwrQzwvTKHvpW1tH.99

    • PANAMA PAPERS – PREMIER GROUP, ISLE OF MAN – MR CHARLES WALTON – SPAIN

      To conceal the “promotion” of their always useless and often illegal “funds” the Premier Group (Isle of Man) Ltd (Premier) devised a complex structure of interconnecting shell companies based in secretive tax havens.

      Posing as the Fund “promotor” these companies are invariably found registered under a Box No in the British Virgin Islands (BVA) and are described as:- “special purpose vehicles formed to assist in the establishment and promotion of the (Premier) Fund and owned by a number of individuals and entities involved in the financial services industry”.

      Recently released “Panama Papers” reveal that Premier employee and “salesman” Charles Walton is also a shareholder in “Premier Property Distribution Inc” – a BVA shell company established by the Isle of Man based Premier to “promote” Premier’s disastrous “Premier Diversified Property Fund”.

      Before the Panama Papers anyone attempting to trace those involved in “promoting” this useless Premier Fund would find it less than easy … as the company (now conveniently “dissolved”) is registered in the Caribbean and lists shareholder Charles Walton’s address as:- Box No in Sinjhuang City; Taiwan.
      While other shareholders in the “Promoter” have addresses ranging from in Bulgaria and Russia to Switzerland and the USA – although not quite so exotic is a shareholder listed in the tiny village of Colby hidden in the Isle of Man. Not too easy to trace!

      Premier’s Funds attracted generous sales commissions, charges and fees and being a shareholder in any of Premier’s “Promoters” would be far more profitable than being an investor in any of Premier’s Funds – implying that Premier Funds are devised more for Premier’s directors/cahoots and not the investors… while the complexity of the operation begs the question was personal income tax paid in any jurisdiction?

      Never far away from Premier’s dubious activities are the companies known as the T.I.S. Group Limited and Surrenda-Link Limited which was involved in the illegal SITIRS tax evasion scheme which cost some pensioners not just their life savings but some their Spanish homes.

      Premier’s entire operation was conducted with the approval of the Isle of Man Chief Minister – Mr Allan Bell.
      Never invest or bank a penny on this wretched island.

    • PREMIER GROUP, ISLE OF MAN – PANAMA PAPERS – MR CHARLES WALTON – SPAIN

      To conceal the “promotion” of their always useless and often illegal “funds” the Premier Group (Isle of Man) Ltd (Premier) devised a complex structure of interconnecting shell companies based in secretive tax havens.

      Posing as the Fund “promotor” these companies are invariably found registered under a Box No in the British Virgin Islands (BVA) and are described as:- “special purpose vehicles formed to assist in the establishment and promotion of the (Premier) Fund and owned by a number of individuals and entities involved in the financial services industry”.

      Recently released “Panama Papers” reveal that Premier employee and “salesman” Charles Walton is also a shareholder in “Premier Property Distribution Inc” – a BVA shell company established by the Isle of Man based Premier to “promote” Premier’s disastrous “Premier Diversified Property Fund”.

      Before the Panama Papers anyone attempting to trace those involved in “promoting” this useless Premier Fund would find it less than easy … as the company (now conveniently “dissolved”) is registered in the Caribbean and lists shareholder Charles Walton’s address as:- Box No in Sinjhuang City; Taiwan.
      While other shareholders in the “Promoter” have addresses ranging from in Bulgaria and Russia to Switzerland and the USA – although not quite so exotic is a shareholder listed in the tiny village of Colby hidden in the Isle of Man. Not too easy to trace!

      Premier’s Funds attracted generous sales commissions, charges and fees and being a shareholder in any of Premier’s “Promoters” would be far more profitable than being an investor in any of Premier’s Funds – implying that Premier Funds are devised more for Premier’s directors/cahoots and not the investors… while the complexity of the operation begs the question was personal income tax paid in any jurisdiction?

      Never far away from Premier’s dubious activities are the companies known as the T.I.S. Group Limited and Surrenda-Link Limited which was involved in the illegal SITIRS tax evasion scheme which cost some pensioners not just their life savings but some their Spanish homes.

      Premier’s entire operation was conducted with the approval of the Isle of Man Chief Minister – Mr Allan Bell.
      Never invest or bank a penny on this wretched island.

  • On Thursday 14th July, Bilbao Courts heard the case of a number of the SITIRS (Spanish Inheritance Tax and Income Release Scheme) product against Surrenda Link and Premier Isle of Man companies.
    From the […]

    • The directors of the Isle of Man based Premier Group (Premier) have a long history of miss-selling financial products to pensioners in Spain. These scams were facilitated by Premier’s failure to register both their company and its financial “products” with the Spanish CNMV (Regulator) and by employing “commission only” sharks to help promote products (usually by cold calling) who were also unregulated and unregistered.

      Premier hawked at least five other products/funds all of which were financial disasters. One was known as “The Low Risk Fund” which in fact it was a complex “high risk” speculation using large bank loans to gamble in unpredictable assets. Pensioners lost up to half of their savings in this Premier “product” … whilst in other Premier product pensioners lost ALL of their savings.

      Long before Premier launched the SITIRS product the Isle of Man government (including the Chief Minister and all the islands regulatory authorities) were fully briefed about Premier’s iactivities in Spain.
      If the Chief Minister had acted honorably then Premier would have been kicked out of Spain long before they were able to cause the misery resulting from the illegal SITIRS product. But despite repeated requests from Premier’s victims to stop Premier using the Isle of Man as a base to launch repeated attacks on the pensioner’s savings he refused to take any action.

      If the Spanish government regulators were aware of Premier’s illegal presence in Spain they would have been unable to act as Premier is not a Spanish registered company and is able to hide outside the legal jurisdiction of the Spanish authorities. And as reported above Premier changed the trading name of its Isle of Man registered company, BUT NOT ANY OF ITS DIRECTORS and then denied any responsibility for their illegal activities in Spain.

      Interestingly two of Premier’s directors have recently resigned and join the list of twelve different Company Secretaries who Premier have employed in as many years.

      One person, in a position of power and who knew exactly what was going on,could have halted Premier’s illegal rape of pensioner’s homes and savings. He failed to take action,
      When he retires he will probably receive a knighthood!

      • All roads appear to lead back to the Isle of Man and its government.

        For instance; When Mr Alan Bell (then Treasury Minister now Chief Minister) went before the Isle of Man parliament to outlaw “experienced investor funds” (unregulated funds designed for professional/institutional investors only which were riddled with ambiguous and convoluted loopholes) he failed to divulge that Premier were exploiting these funds to obtain the life savings of inexperienced pensioner’s living in Spain.

        And while this proposed legislation was debated (and then passed) in the parliament Mr Bell neglected the opportunity to inform the house that one of the reasons for the new laws was that hundreds (perhaps thousands) of pensioners had fallen victim to the miss-selling of these tortuous funds.

        These funds were in the same category of product (including Premier Balanced and Optima Funds) where the equity/cash released from the homes of their SITIRS victims was placed … with disastrous results!

        Although Mr. Bell had obvious opportunities to halt Premier’s activities, the equally well apprised Mr. John Aspden (Head of the Isle of Man financial regulator – the Financial Supervision Commission) was in a similar position.

        He also failed to take action and recently retired on a large pension – plus the MBE!
        In all, a travesty of decency and justice.

    • Perhaps the Isle of Man government was negligent in failing to prevent an Isle of Man registered company (plc) from using the island as a base to wreak havoc amongst elderly people living in Spain…

      This government inaction allowed Premier’s directors to escape reprimand for misrepresenting both their financial “products” and the commission driven “salesmen” (who they described as “professional financial advisors” when in reality they were unqualified, unregistered and unregulated impostors).
      And the more the Isle of Man government ignored Premier’s activities, the more Premier’s directors felt confident in misleading the public finally leading up to the launch of the catastrophic SITIRS product.

      The SITIRS strategy was a cynical plan designed to obtain more investment cash for Premier’s line-up of useless “funds”. Funds which appear to have been designed to benefit Premier’s directors and the banks, accountants, lawyers, salesmen who sucked money out of them – and rarely to reward the unfortunate pensioners who were bamboozled, by nefarious means, into investing/ participating in them.

      Let us all pray that the Bilbao Court rule in favour of the plaintives, and restore them to the financial position they enjoyed before their encounter with Premier – and that they can then seek compensatory and punitive damages (and perhaps breach of contract) for the financial and emotional anguish these elderly people have suffered. If Premier’s directors are unable to pay make them sell their own homes after the style they are attempting to force on their victims.

      And expose the monstrous defence now used by Premier’s directors that they are not to blame because, even though they are the same people, they have changed the company name so can no longer be held to account!

      • The Louis Group is another Isle of Man registered company who used the same scams as the Premier Group by misrepresenting complex and unregulated “Experienced Investor Funds” (EIFs) claiming they were “low risk” when in reality they were “high risk”.

        The Louis Group eventually went bust – taking ÂŁ60 million inexperienced/innocent investor’s money with it!

        And like the Premier Group the Isle of Man government regulators have (to date) taken NO action against the directors of the Louis Group … although they have prosecuted the Isle of Man-based professional, independent financial advisors (IFAs) who peddled the fraud (to Isle of Man residents) on the basis that they were: “professional IFAs” who should have known better and not relied on misleading information published in Louis Group marketing brochures!
        The IFAs were ordering to pay ÂŁ243,000 compensation whilst the Louis Group got away scot-free!

        And here rests the BIG difference between Premier Group and the Louis Group.

        The Louis Group conducted their “dodgy deals” through properly registered, regulated and qualified, professional IFAs whereas the Premier Group conducted their “devious deals” via their own “agents” who they had recruited and paid via secretive shell companies registered in Caribbean tax havens. None of Premier’s “agents” were professional, independent, qualified, registered or regulated, financial advisors, yet Premier’s directors continually and brazenly represented them (in writing) as such. Not forgetting that both the Premier company and Premier’s “agents” were all working in Spain without a licence.

        The Louis Group directors claimed that “God made us do it!”
        The Premier Group directors have yet to announce “who made them do it.”

        For more info … Google the “Louis Group Isle of Man”.

    • For reasons not immediately apparent the directors of the Premier Group (Isle of Man) Ltd appear unable to retain Company Secretaries in their employ for any length of time – and 12 Secretaries have found the need to “resign” in as many years.

      Another “thought-provoking” fact is that in November 2014 it became public knowledge that claimants had filed a civil complaint against Premier for selling tax defrauding schemes (worth a total of €7.5 million) through misrepresentation and deceit, – and the Premier Group Limited had legal proceedings against them accepted by the Courts in Bilbao, Spain.

      This news/information was to coincide with a spate of resignations of Premier’s directors, including:-

      * Premier director A.J. Parry resigned – 31 March 2015.
      * Premier director C.C. Myers resigned – 30 April 2015.
      * Premier director R.T.D. Stott resigned – 27 July 2015.

      Leaving just J.C. Bourbon, W.M. Burgoyne, M.J. Richardson, and M.B. Thomas to hold the Premier company reins, trading under whatever name they should choose – which appears infinitely flexible.

      The postal addresses of these gentlemen are available should any past/present shareholders in Premier’s disastrous “funds” venture to enquire how many more directors will be resigning, how many more company secretaries will need to be replaced and what name the company(s) will be trading under next week.

      The directors are not famous for replying to shareholders’ letters, so do not expect an immediate response.

    • The various funds and products launched by The Premier Group (Isle of Man) Limited are all registered “plc” (public limited companies) which under Company Law means that they are owned by the shareholder/investors. In other words those people who were doomed to transfer money into the funds are technically the owners of the funds and Premier’s directors are merely employees..

      This means that the shareholders should have been consulted about any change made by the directors in Premier’s trading title AND receive a full explanation for this change. As they were definitely not consulted this oversight questions the legality of Premier’s “new” trading title.

      Also when the shareholders/investors in Premier’s group of companies presented Premier’s auditors (Deloitte) and bank (Royal Bank of Scotland) with a substantial dossier of prima facia evidence indicating that Premier’s directors were obtaining bank transfers from elderly people by an (alleged) variety of fraudulent means, both the bank and auditors ignored this evidence.

      And even though complaints about the activities of Premier’s directors were submitted over a period of several years both parties continued to ignore allegations of fraud.

      It would appear that both Deloitte and the Royal Bank of Scotland wish to remain complaint with the Isle of Man’s government’s established ethos of ignoring allegations that elderly people’s savings (and homes) were being purloined by Premier’s illegally activities in Spain. And both companies continue to benefit from the charges and fees they levy on Premier’s funds – revenue which is funded entirely by the shareholders and of highly questionable provenance.

      Never invest/bank a penny on the Isle of Man; you may never see it again.

      • The Isle of Man Chief Minister Mr Allan Bell, has announced his retirement claiming that the Brexit vote had been the “deciding factor” and that :- “It’s probably one of the hardest decisions I’ve ever had to make. I’ve agonised over this for many weeks.”

        An easier “decision” would have been for him to exercise his authority and prevented the Isle of Man based Premier Group from continuing its presence and activities in Spain, selling elderly people a variety of questionable and useless funds and financial “products”.

        The pensioner’s “agonizing” can be counted in years rather than weeks – with some dying prematurely as a consequence of the trauma triggered by the unqualified, unlicensed and unregistered “agents” Premier paid via secretive shell companies in the Caribbean to assist them in their exploits..

        Next comes the knighthood?

    • A straightforward house burglary resulting in the loss of jewellery, or other items of material value, is an inconvenient but replaceable loss.

      However when elderly persons suffer the loss of a lifetime’s prudent saving, accumulated for the purpose of safeguarding their final days, this calamity does not end with the loss of money (or home) but can develop into psychological and emotional turmoil with life changing consequences – triggering health problems and possibly premature death.

      It was pensioner’s life savings which the directors of Premier (Isle of Man) Ltd, (or whatever company name they are using this week) sequestered by a variety of means, including misrepresentation of financial products, the misrepresentation of their cold-calling, “commission-only-salesmen” (paid via a secretive Caribbean tax havens) and the illegal presence of Premier’s company, personnel and products in Spain.

      The police do (on occasions) manage to arrest house burglars… perhaps the police may now start to show interest in those who loot the lives of vulnerable, elderly people.

      • You are totally correct in your comments Not Charlie Walton!No doubt like yourself we find ourselves in a situation,thanks to Premier,SLM Moore finance,in danger of losing the home we have worked all our lives for.
        We would be very glad of any advice or contacts you can give us,not only to help us but that we,in turn,can help others.
        Look forward to hearing from anyone who can point us in the right direction.
        Gerard.

  • Alicante-based Notary Public J.A.N., acting for Nykredit Realkredit Marbella branch, has been indicted on a count of false mention on a public document. 
    The Notary Public had issued a certification stating w […]

    • Fully agree …

      And EVERYONE else involved in these schemes knew that they were fraudulent (except of course their sometimes elderly victims) AND tax evasion is a criminal offence, yet the scoundrels proceeded thinking that no one would ever stop them!

      Many of the “schemes” were based in lawless, tax haven jurisdictions, such as the Isle of Man, where tax evasion is a major industry condoned by the government.
      Here the recently retired head of the “Financial Supervision Commission”, the island’s financial product regulator, was given the MBE!

      And he was fully briefed about the whole scandal every step of the way.
      Rotten from top to bottom!

  • Ever since Mr. Dewsnip turned up at a Marbella Court -15 days ago- to help his former company bash equity release pensioners seeking justice, his fortunes have been reversed. Tipped by lawyers acting for ERVA, […]

    • Why are these people so enthusiastic about advising victims to re-mortgage their homes?

      * Are they on a philanthropic mission to help pensioners and the elderly?
      * Is it to release equity to provide their victims with some “working” capital?
      * Or transfer victim’s capital/equity into a “mortgage debt” to evade the tax man?

      To find the answers follow the commission trail – payments made to a large number of people involved down the “food chain”. Clearly the salesmen will be paid a commission relating to the size of the mortgage and the bank financing the mortgage (and indeed the entire wretched business) will demand another commission.

      But the real money is made when the poor unsuspecting victim’s money is put into one of the useless “investment funds” chosen to provide a cash flow to pay back the mortgage. This is when a flock of vultures, salesmen, lawyers, accountants and more bankers really start to rip off even bigger commissions.

      Inevitably the useless “investment fund” haemorrhages into collapse and that is when the bankers come for the remaining equity in the victim’s home – and the keys to the doors.

      Not nice. Not nice at all. Particularly as it is illegal!

    • Excellent news of course, but how impartial the “appropriate Guernsey Court” w will be when charged with dispensing the list of questions contained in the disposition remains to be seen..

      Guernsey is a self-governing Crown Protectorate renowned for its impenetrability and secrecy in matters relating to banks and financial transactions – and although it is suspected that ÂŁbillions a year pass through its jurisdiction in a money laundering industry, which allows cunning lawyers and accountants to wash the proceeds of tax evasion, drug commerce, arms dealing and other less than savory activities , its inaccessibility makes it almost impossible to expose these trickeries.

      Guernsey, along with Jersey and the Isle of Man, remain inscrutable and firmly in the grip of powerful and vested interest. Which is precisely why some operations are based there.

      • Perhaps Mr Dewsnip will be considered “expendable” and an embarrassment to be cast adrift to fend for himself. The “Bankers” do not tolerate damaging publicity and quickly distance themselves from it… by setting up scapegoats, guilty or otherwise.

  • Lender Nykredit, from its Marbella office, and its business partner Sydbank, from an illegal Fuengirola office, persuaded British pensioners to take out offshore companies as part of a IHT tax avoidance […]

    • The use of offshore shell companies, to conceal beneficial owners and company activities, is a well-established manoeuvre used by fraudsters, drug dealers and money launderers.

      Places of choice include Belize (as in this case), located on the Caribbean coast, the Cayman Islands and the British Virgen Islands (BVI). All offer rapid company incorporation, low annual fees and a very high level of privacy protection regarding the names of beneficial owners, directors and shareholders…

      Secrecy at all levels is the stock-in-trade of these places with even their governments having NO idea who actually owns the tax-free companies or what they do. The only significant information supplied to the official registry is the name of the company’s agent – one of the local firms who arrange incorporations and collect the hefty annual fees – and they rigidly refuse to release further facts to anyone.

      The scale of this scam is almost unbelievable; on the BVI alone there are now more than 1million registered companies, more than 30 companies per head of population, and 5,000 new ones being registered every month!

      As readers of these columns are already aware; another favourite trick is to register a company on the Isle of Man under the name “Premier Group” (famous for its tax evasion SITIRS product) and then register an identical “Premier Group” in the Caribbean. This enables the directors to transfer blame/responsibility for any visible misconduct to a highly secretive jurisdiction almost impenetrable to investigation.

      TOXIC PLACES! YOU HAVE BEEN WARNED!

    • Is it more than a coincidence that Sydbank (Schweiz)/Nykredit Realkredit AND the Premier Group and SLM (Surrenda Link Mortgages) Ltd (the later two to attend trial on the 14/th June 2016 to answer charges of operating in Spain without legal permit and orchestrating the marketing and sale of an alleged illegal financial product for IHT evasion) chose to use secretive offshore companies to assist in involving British pensioners in IHT tax evasion schemes?

      No doubt the lawyers will be taking note from the “Panama Papers” and speculating WHERE Sydbank in Switzerland and Mads Petersen invested the loan proceeds resulting from this, errr .. monkey business.
      Hopefully for all the unfortunate people involved NOT in a Premier Group Fund!

    • These “equity release products” were NOT primarily designed to enable the unsuspecting victims “release” some “equity” from their homes – or to evade paying inheritance tax. All that is “marketing” bullshxt to help spivs get their hands on YOUR money to invest in one of THEIR useless “investment funds”.

      By ploughing YOUR money into the THEIR “funds” a whole army of blood sucking leeches are able to profit – including the conmen who sold the “product”, the charlatans who run the “funds”, freeloading accountants, lawyers and not least the predatory bankers who finance the entire con trick!

      All these louses know that the “funds” are useless, but they don’t care because they also know that, no matter what, there is still some equity remaining in their victim’s home. So when the “funds” predictably collapse, a result of the haemorrhaging caused by parasites sucking money out of them, they can simply demand the keys to their victim’s home!

      The final outcome is 80 year old widows, formerly living in their own bought and paid for homes, finding themselves out on the street living in cardboard boxes – whilst the gangsters play golf and eat in fancy restaurants.

      These people should be placed in a prison cell and the key thrown away.

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