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	<title>The Equity Release Victims Association | paul | Activity</title>
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				<title>paul posted an update: We all would like to think that  Rothschild´s, Barclays and [&#133;]</title>
				<link>https://erva.es/activity/p/1175/</link>
				<pubDate>Fri, 14 Feb 2014 08:26:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>We all would like to think that  Rothschild´s, Barclays and other UK banks involved  uphold high standards of banking practice .Commissioner Holland has given his verdict on the legal requirements of the FSA. This is his position as he has very clearly laid out. It is a complicated issue to deal with .</p>
<p>However there is a moral responsibility to&hellip;<span class="activity-read-more" id="activity-read-more-1175"><a href="https://erva.es/activity/p/1175/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: for Martin,  check your messages and ring me , Thanks</title>
				<link>https://erva.es/activity/p/1051/</link>
				<pubDate>Mon, 07 Oct 2013 20:11:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>for Martin,  check your messages and ring me , Thanks</p>
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				<title>paul posted an update: The article below is an interestung statement from Mr [&#133;]</title>
				<link>https://erva.es/activity/p/945/</link>
				<pubDate>Sun, 30 Jun 2013 09:35:39 +0000</pubDate>

									<content:encoded><![CDATA[<p> The article below is an interestung statement from Mr Jenkins Barclays CEO.</p>
<p>  If ever their was a situation  when Barclays &#8221;got it wrong&#8221; it would be the  position that Barclays find its self in and the failings of the bank to  accept  responsibility for all those people affected by the schemes the bank promoted in Spain.</p>
<p>   I once again call&hellip;<span class="activity-read-more" id="activity-read-more-945"><a href="https://erva.es/activity/p/945/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: Re Barclays IHT AVOIDANCE. 

 Clearly Mr Morley knew what [&#133;]</title>
				<link>https://erva.es/activity/p/909/</link>
				<pubDate>Sat, 08 Jun 2013 05:11:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Re Barclays IHT AVOIDANCE. </p>
<p> Clearly Mr Morley knew what Barclays were doing . This Q and A  interview is found on  <a href="http://www.trustnet" rel="nofollow">http://www.trustnet</a> .com</p>
<p>David Morley, fund manager, Crystal Asset Management</p>
<p>Q: What was the motivation behind setting up firstly the equity Sequoia Balanced Fund?</p>
<p>A: &#8220;That was primarily to manage an inheritance tax mitigation scheme&hellip;<span class="activity-read-more" id="activity-read-more-909"><a href="https://erva.es/activity/p/909/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: Chrissie. Good luck I am sure we all wish you well</title>
				<link>https://erva.es/activity/p/907/</link>
				<pubDate>Fri, 07 Jun 2013 13:27:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Chrissie. Good luck I am sure we all wish you well</p>
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				<title>paul posted a new activity comment</title>
				<link>http://erva.es/members/paul/</link>
				<pubDate>Wed, 05 Jun 2013 06:57:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for posting this very important document. Barclays will now have to think of a way to explain this to its customers<br />
This document clearly states  what Barclays and other banks have done is to encourage clients (unknowingly) to commit tax fraud.<br />
  It will be interesting to see how Barclays try to explain the position they are in. They&hellip;<span class="activity-read-more" id="activity-read-more-890"><a href="http://erva.es/members/paul/" rel="nofollow">[Read more]</a></span></p>
				<strong>In reply to</strong> -
				<a href="https://erva.es/members/admin/" rel="nofollow">admin</a> wrote a new post, <a href="https://erva.es/?p=1013" rel="nofollow">Spanish Taxman Warns Again: Equity Release to Mitigate IHT is Tax Fraud</a> <a href="http://erva.es/2013/06/04/spanish-taxman-warns-equity-release-to-mitigate-iht-is-tax-fraud/" rel="nofollow"></a><strong>Spanish Tax Office is insistent: customers are exposed to tax fraud if equity release mortgages are deducted from the [&hellip;]</strong>			]]></content:encoded>
				
				
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				<title>paul posted an update: QUOTE FROM BARCLAYS CHAIRMAN SIR DAVID WALKER SEPT [&#133;]</title>
				<link>https://erva.es/activity/p/864/</link>
				<pubDate>Wed, 29 May 2013 06:18:15 +0000</pubDate>

									<content:encoded><![CDATA[<p> QUOTE FROM BARCLAYS CHAIRMAN SIR DAVID WALKER SEPT 2012<br />
addressing the Parliamentary Commission on Banking Standards joint committee, set up in the wake of the Libor-fixing scandal at Barclays, Sir David said in the recent past boards and banks had &#8220;not focused on culture&#8221;.<br />
&#8220;If anyone in the organisation faces any decision that he or she is&hellip;<span class="activity-read-more" id="activity-read-more-864"><a href="https://erva.es/activity/p/864/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: Hi Barclays customers.. Note  re GERRY GOWANS He is working [&#133;]</title>
				<link>https://erva.es/activity/p/862/</link>
				<pubDate>Tue, 28 May 2013 16:45:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Barclays customers.. Note  re GERRY GOWANS He is working for Nautilus trust. I understand that several Barclays customers are with this trust company. The extract is fom the Naurilus web page (NO LONGER AVAILABLE).</p>
<p>  Barclays , What is going on !!! .  How much more do you need to see before you accept  some responsibility.!!!</p>
<p>Gerry joined&hellip;<span class="activity-read-more" id="activity-read-more-862"><a href="https://erva.es/activity/p/862/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: Hi All, Could we please have a copy of the letter from the [&#133;]</title>
				<link>https://erva.es/activity/p/861/</link>
				<pubDate>Tue, 28 May 2013 14:28:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi All, Could we please have a copy of the letter from the Dgt so we will be able to show this to our banks . I am a Barclays customer , this document will be of great use to me and I am sure others. Thanks </p>
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				<title>paul posted an update: Hi  No ''drag '' needed Mr Gowans is the gentelman to [&#133;]</title>
				<link>https://erva.es/activity/p/845/</link>
				<pubDate>Sun, 19 May 2013 13:54:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi  No &#8221;drag &#8221; needed Mr Gowans is the gentelman to the right sporting what looks like a Barclays tie [ very smart ]<br />
Any one who knows where he is now please let me know.</p>
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				<title>paul posted an update: I Believe Barclays should do the rite thing for their [&#133;]</title>
				<link>https://erva.es/activity/p/844/</link>
				<pubDate>Sun, 19 May 2013 13:47:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>  I Believe Barclays should do the rite thing for their clients, by doing so they will be leading the way for the other banks involved. I have several contracts form different banks and they are all almost the same. The main difference is that the regulations in some country&#8217;s are not as robust as those in the U.K. </p>
<p>  Barclays are at least&hellip;<span class="activity-read-more" id="activity-read-more-844"><a href="https://erva.es/activity/p/844/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted a new activity comment</title>
				<link>http://erva.es/members/paul/</link>
				<pubDate>Fri, 17 May 2013 20:09:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>How strange that Barclays bank should tell this customer that the sole purpose of the bank was to  facilitate the loan . Would the shareholders of the bank not expect the bank to insist that firms it worked with were at least regulated and gave good sound advice. It would not be acceptable for any company to give loans and Mortgages without due&hellip;<span class="activity-read-more" id="activity-read-more-836"><a href="http://erva.es/members/paul/" rel="nofollow">[Read more]</a></span></p>
				<strong>In reply to</strong> -
				<a href="https://erva.es/members/admin/" rel="nofollow">admin</a> wrote a new post, <a href="https://erva.es/?p=958" rel="nofollow">The Lies of Barclays London on Equity Release</a> <a href="http://erva.es/2013/05/17/the-lies-of-barclays-london-on-equity-release/" rel="nofollow"></a><a href="http://erva.es/wp-content/uploads/2013/05/2005-Henry-Woods-Investment-Review-Spring-Summer-Page-5-Barclays-SPAIRS.pdf" rel="nofollow"></a>
Barclays´ letters seem to dig a hole deeper for them whether it is to insist about the inheritance tax benefits (they still believe it [&hellip;]			]]></content:encoded>
				
				
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				<title>paul posted a new activity comment</title>
				<link>https://erva.es/activity/p/821/#acomment-822</link>
				<pubDate>Fri, 10 May 2013 14:34:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Gerry.<br />
  This sounds to me like a divide and conker scheme . I would say that this is not a standstill agreement unless it is written in law. If the investments fail you once again are taking a step backwards. Proceed with utmost caution and consult a lawyer in Spain or the UK.. ANTONIO FLORES  would be the lawyer I would recommend . THE SMALL&hellip;<span class="activity-read-more" id="activity-read-more-822"><a href="https://erva.es/activity/p/821/#acomment-822" rel="nofollow">[Read more]</a></span></p>
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				<a href="https://erva.es/members/gerrya/" rel="nofollow">gerrya</a> posted an update Good morning everyone.
I am wondering if anyone has received the following type of letter and what action they have taken if any? 
 
From: <a href="mailto:eamon@ihfs.eu" rel="nofollow">eamon@ihfs.eu</a>

Hi Gerry

I want to discuss with [&hellip;]			]]></content:encoded>
				
				
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				<title>paul posted an update: Hi All. In respaonce to Gareths post .Sometime back you good [&#133;]</title>
				<link>https://erva.es/activity/p/809/</link>
				<pubDate>Sun, 28 Apr 2013 13:43:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi All. In respaonce to Gareths post .Sometime back you good people of evra wrote&#8230;</p>
<p>Neil. Our lawyers state that the document does not clarify this position specifically, however we have a subsequent email that does 100%. IHT is treated as per the Wealth Tax. We are waiting for the document from the Tax Office that encompasses both rulings, as&hellip;<span class="activity-read-more" id="activity-read-more-809"><a href="https://erva.es/activity/p/809/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: should be Unregistered. sorry</title>
				<link>https://erva.es/activity/p/805/</link>
				<pubDate>Sat, 27 Apr 2013 11:00:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>should be Unregistered. sorry</p>
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				<title>paul posted an update: After reading many posts on this site I must say 1. We are [&#133;]</title>
				<link>https://erva.es/activity/p/804/</link>
				<pubDate>Sat, 27 Apr 2013 10:59:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>After reading many posts on this site I must say 1. We are not all pensioners<br />
                                                                             2. not all IFAs were inregistered.</p>
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				<title>paul posted an update: Eddie If the legal or illegal IFA has no assets or insurance [&#133;]</title>
				<link>https://erva.es/activity/p/803/</link>
				<pubDate>Sat, 27 Apr 2013 10:53:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Eddie If the legal or illegal IFA has no assets or insurance then even if you win you will not get i cent back. if your case is older than 6 years you will not be able to take action inthe U.K you will be able to take action in Spain Probably only against the bank as the IFA s INVOLVED HAVE ALL SCARPERED. the banks however should not have being&hellip;<span class="activity-read-more" id="activity-read-more-803"><a href="https://erva.es/activity/p/803/" rel="nofollow">[Read more]</a></span></p>
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				<title>paul posted an update: hi all ,I  note that no mention here of Barclays. I am awair [&#133;]</title>
				<link>https://erva.es/activity/p/191/</link>
				<pubDate>Sun, 20 Nov 2011 17:27:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>hi all ,I  note that no mention here of Barclays. I am awair that thair are others who took out an inheritance tax avoidance plan through a registered ifa here in spain, barclays say they did no rong and gave no advice on investments etc. if anyone knows any other Barclays clients please ask them to e mail me at    <a href="mailto:intrest12350@rocketmail.com" rel="nofollow">intrest12350@rocketmail.com</a>   </p>
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				<title>paul became a registered member</title>
				<link>https://erva.es/activity/p/190/</link>
				<pubDate>Sun, 20 Nov 2011 17:11:37 +0000</pubDate>

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