The Equity Release Victims Association | karen | Activity

karen commented on the post, Does Anyone Know Where Baron de Rothschild Is?

Mon, 12 Jan 2015 15:11:58 +0000

Come on baron. What are you afraid of? If you have nothing to hide then why are you hiding?

karen commented on the post, The Mayoress of Marbella Uses Her Right of Rectification

Sun, 30 Mar 2014 09:31:29 +0000

Just wondering what is happening in this case. Has the Mayoress explained her association with Nordea Bank and the reason for taking out the equity release. One would have thought that if she had nothing to hide […]

karen commented on the post, Claim against SL MORTGAGE FUNDING N 1 LIMITED and THE PREMIER GROUP (ISLE OF MAN) LIMITED

Sun, 30 Mar 2014 09:25:08 +0000

The problem with the Spanish Legal System is that it is still in its infancy, unlike the UK. Many of the laws in Spain date back to the Napoleonic Laws and of course the long period where the Spanish people were […]

karen commented on the post, Nordea Bank S.A. Gave 44 Million Euros of Tax Evading Mortgages in Marbella

Sun, 30 Mar 2014 09:10:10 +0000

I noticed that as well. In fact we should all keep up to date with Antonio Flores blog and twitter, both of which are very enlightening. With all the information that has been posted on this web site there is […]

karen commented on the post, 'Spanish Inheritance Tax for Dummies', by Danske Bank Luxembourg

Fri, 21 Feb 2014 11:44:15 +0000

One other interesting comment you have made. It is stated that the banks understanding of the Capital Assurance product in respect to IHT benefits, was to place the loan in a Unit -Linked off shore insurance […]

karen commented on the post, Rothschild Directors Sought by Denia Court

Thu, 09 Jan 2014 09:41:55 +0000

Now that 2014 has arrived, would it not be a good idea for all banks including Rothschild, Danske Bank, Nordea Bank, Sydbank/Nycredit, SLM (Surrenda Linked Mortgages) Barclays to name but a few, look seriously at […]

karen commented on the post, 2 Danske Bank executives to appear in a Fuengirola Court over fraud allegations

Thu, 09 Jan 2014 09:35:03 +0000

It is good to see that matters relating to equity release products are now coming to a head. I realise that these matters take time, however Euan and the rest of the Danske Bank victims must be pleased with the […]

karen commented on the post, Surrenda Link Mortgage Holdings and Tax Evasion

Fri, 29 Nov 2013 10:14:19 +0000

Just to add to the comment above. Do I understand correctly that if a contract is entered into for the purpose of unlawfully avoiding (evading) taxes, for example IHT then the contract is “null & void”. In this […]

karen commented on the post, Surrenda Link Mortgage Holdings and Tax Evasion

Fri, 29 Nov 2013 10:01:39 +0000

Having read the last to posts, I feel sick to my stomach at the mayhem caused, not only with Surrender Linked Mortgages but with all the banks who came to Spain with their fraudulent schemes. Whilst I am not […]

karen commented on the post, "Spanish Equity Release Product": SYDBANK and NYKREDIT caught with their pants down

Sat, 23 Nov 2013 10:37:13 +0000

I cannot believe how the Spanish system lets them get a way with it. Unbelievable.

karen commented on the post, ERVA considering criminal action vs. Rothschild

Wed, 16 Oct 2013 08:47:18 +0000

I think this is a great idea. I know that both Erva and their lawyers, Lawbird Legal Services are very busy just by looking at this web site. However they have put together a tremendous amount of documentary […]

karen commented on the post, Busy Nordea Bank Covered Spain with Equity Release

Wed, 09 Oct 2013 08:13:35 +0000

I have just made a comment on the “Spanish Land Registry” post. Just wondering if Erva will ask their lawyers to search the site to obtain the names and addresses of other victims. It may be that there are a […]

karen commented on the post, Nordea Bank S.A. Appears in the Malaga Courts

Thu, 03 Oct 2013 09:08:18 +0000

Having just read the European Paper that refers to mis-leading advertising, I can well understand, why Nordea Lawyers cannot come up with any defence, especially if the burden of proof rests with the defendant […]

karen commented on the post, Nordea Bank S.A. in Switzerland Tries to Hide Crucial Info

Thu, 26 Sep 2013 17:27:21 +0000

What’s the betting Claus Jorgensen ( from liar international) says they were never on the web site in the first place. I have never heard of such an underhanded and lying bank like Nordea Bank SA. From what I have […]

karen commented on the post, Nasty Nordea Bank S.A. Desperate to Shirk Responsibility

Mon, 23 Sep 2013 08:24:31 +0000

Of course Nordea are shirking their responsibilities, they have reason to do so. They know precisely what they have done and also know that they have miscalculated and have sold an equity release product in Spain […]

karen commented on the post, Landsbanki Wins Spanish Court Case: A Useful Defeat

Wed, 18 Sep 2013 12:11:29 +0000

Evidently the Malaga Appeal Court Judges don’t log on much. Otherwise they would be aware of all the cases being lost by the banks in the UK for mis-selling financial products. The AXA one came after this […]

karen commented on the post, Strategic Asset Allocation: Nordea in Spain Trying to Wash Its Face

Wed, 18 Sep 2013 12:06:34 +0000

At least the UK Financial Watchdog are on top of the situation. As Tom says lets hope it rubs off on to the Continent. They do seem to be light years behind the UK. As a matter of interest is anyone aware if any […]

karen commented on the post, Landsbanki Wins Spanish Court Case: A Useful Defeat

Mon, 09 Sep 2013 14:00:38 +0000

It is good to see that ERVA report all news and not just the news that suits the needs of the equity release victims. Whilst this does not appear to be a good ruling on behalf of the injured party, is it all that […]

karen commented on the post, Report On how Barclays Bank PLC Shockingly Cheated in Spain

Mon, 09 Sep 2013 13:31:48 +0000

Congratulations on a great and informative post. How can there be any doubt as to the motives of Barclays Bank and Kevin Neal Associates. And how can there be any doubt that they did conspire to defraud the […]

karen commented on the post, Rothschild’s Crafty Lawyers Explaining the Creditselect 4 Series: It Was All Clearly Explained

Tue, 18 Jun 2013 12:30:06 +0000

Why does Mr. Shannon and Rothschild try to make it so complicated, when it really is quite simple. Lets examine what we have today and this is only appertaining what I have gleaned off the erva web site. […]

karen commented on the post, Rocco CAIRA, lawyer for clandestine SL Mortgage Funding

Fri, 31 May 2013 07:56:48 +0000

I think I have heard it all now. Then with erva digging around I wonder what will appear under the next stone. Have these lawyers no shame, we know the banks are devoid of it. The world is nothing but a sham and […]

karen posted an update: I think we all know what Rothschild have been up to in the […]

Sun, 26 May 2013 07:35:43 +0000

I think we all know what Rothschild have been up to in the past and still at it today. That is to prey on the weak and ill informed public with lie after lie. Rothschild are masters at it even with their own breed, it would seem. It is a disease with them, they cannot stop ripping people off. A classic example being the illegal equity release…[Read more]

karen commented on the post, The Lies of Barclays London on Equity Release

Tue, 21 May 2013 10:57:38 +0000

Sarah, I am not at all surprised with this letter. Barclays have had their fingers burned in the past over equity release schemes as a result they are desperate to distance themselves from this unsavoury business. […]

karen commented on the post, The Lies of Barclays London on Equity Release

Sun, 19 May 2013 10:16:36 +0000

I find it fascinating that the erva investigation team keep finding this evidence. There is little doubt that this dedicated bunch of people which includes their lawyers at Lawbird Legal Services go the extra mile […]

karen commented on the post, Danske Bank Golfer John Ludskov

Sun, 12 May 2013 08:30:50 +0000

Looks like the strategy of Danske Bank, Nordea Bank, Rothschild and others including those victims of the SLM scheme is exactly that. Their hope is that they can delay the court cases so that the victims […]

karen commented on the post, Expert Witness Reports on Equity Release Concluded

Sat, 27 Apr 2013 09:43:02 +0000

Thanks for responding erva. We are all grateful to erva and Antonio for all the hard work and dedication you have shown in helping all of us, the members should show their gratitude by commenting on all posts, […]

karen commented on the post, Expert Witness Reports on Equity Release Concluded

Fri, 26 Apr 2013 10:17:58 +0000

It seems that such a report is crucial to our cases once they come before the courts. Is it the intention of erva to have similar reports for all the banks concerned. I agree with Sarah, that the banks are more […]

karen posted an update: The link posted by Euan is indeed very interesting. Normally […]

Sat, 13 Apr 2013 07:44:36 +0000

The link posted by Euan is indeed very interesting. Normally in Spain foreclosures can only be halted by issuing a criminal complaint against the offending bank. Perhaps now with this new ruling it may be possible to stop foreclosures in the civil courtat the time the foreclosure hearing is heard. I will contact erva to get an opinion from their…[Read more]

karen commented on the post, Equity Release for UK Home Owners

Tue, 09 Apr 2013 13:01:58 +0000

Now you have really confused me. Are Hamiltons stating that although they are operating in Spain, they can help you save inheritance tax in the UK if you own a property there. Is this permitted by the UK […]

karen commented on the post, Rothschild Equity Release ex-Happy Customers

Wed, 27 Mar 2013 17:57:21 +0000

Quite honestly we cannot blame the people for falling into the trap of these silver tongued sales people from Henry Woods and Rothschild. As we know they are very good at what they do, considering that most of […]

karen commented on the post, Rothschild Victim Julia Hilling in Hospital

Sun, 17 Mar 2013 13:01:28 +0000

Julia, I wish you a complete return to good health. Keep on fighting for the justice you deserve against Rothschild and their agents that placed you in such a terrible position.

karen commented on the post, Equity Release for Fiscal Planning is Tax Fraud, says Spanish "Hacienda"

Thu, 07 Mar 2013 16:20:57 +0000

Just the news we all have been waiting for. I think I will open a bottle of “bubbly” and go to bed early. Although I think we all knew as a matter of logic what the Tax Office would rule. I cannot think how these […]

karen commented on the post, ERVA reports Tax Fraud to the Spanish Tax Office

Sat, 23 Feb 2013 16:14:55 +0000

This is not only to do with Unit Linked Life Insurance Policies attached to mortgage loans. In fact it is far more simple than that. The crux of the matter is where the motgage loan was given on an otherwise non […]

karen commented on the post, Contracts Used to Evade Taxes Declared Void

Wed, 30 Jan 2013 18:31:52 +0000

There is no question that these victims primarily entered into these schemes as a result of the scare tactics of the banks. From a personal point of view I really did believe that this was a legitimate way of […]

karen commented on the post, Former Rothschild Lawyer Failed to Spot Fraudulent Valuation

Sun, 27 Jan 2013 12:28:10 +0000

From what I understand there is no such thing as a class action in Spain, every case has to be judged individually on its merits. I understand that the Spanish Consumer Association can bring a class action in […]

karen commented on the post, Courts Voids Mortgage Loan Due to High Complexity

Thu, 24 Jan 2013 18:35:51 +0000

Thanks erva for keeping us up to date with events. It certainly appears that the tide is turning in our favour and we pray to God that 2013 will be a memorable year. I and many others have been out of our minds […]

karen commented on the post, Nordea Bank Luxembourg Lawyer's Principles

Tue, 15 Jan 2013 14:23:10 +0000

Impressive CV one has to admit. The only qualification that I can’t find is a Doctorate in ETHICS. Then again he is perfect as a Nordea “lap dog” The $ sign must be in ingrained into his brain, such as it is. […]

karen commented on the post, Petition Filed With Courts to Declare Jyske Bank Valuations Illegal

Thu, 10 Jan 2013 11:06:11 +0000

I could not agree more with these comments. What are these lawyers thinking about. Jyske Bank are operating in Spain that is clear, is it not so that the Spanish courts have already decided they have jurisdiction […]

karen commented on the post, Letter Sent to Uría & Menéndez in Respect of Rothschild

Sun, 06 Jan 2013 10:23:26 +0000

It would seem that the fraud and collusion is far more deep rooted than first thought. In some respects I hope that Uria & Mendenez can come back woith an explanation that exonerates this well respected law firm, […]

karen commented on the post, Seniors Money Lifetime Loans: An Equity Release Scheme done right

Thu, 03 Jan 2013 11:19:22 +0000

Blevins Frank. Evidently a name to trust on the coast. How nice to find one company with morals. All I can say Bill is that as soon as this mess is sorted out you may have a lot of people knocking on your door. […]

karen commented on the post, How Top Law Firm Changed Report to Suit Equity Release Banks

Wed, 02 Jan 2013 09:24:47 +0000

Utterly discgraceful behaviour. I am in agreement with all these comments, Uria Menendez should be asked for an explanation as to why there are two conflicting reports. As stated, if the first report circulated […]

karen commented on the post, How Rothschild Dictated Terms of Business to Hamiltons

Thu, 27 Dec 2012 17:32:28 +0000

From reading this letter it seems to me that Hamiltons are as much at fault as Rothschild. If Dean Murphy (Hamiltons) and Charles Walton (Premier Fund Manager) had been friends for such a long time, is there any […]

karen commented on the post, Criminal Misleading Publicity: Deceitful Information on Brochures

Sun, 23 Dec 2012 11:57:09 +0000

Seems like all the courts in Europe are now getting to grips with all these mis-selling schemes. The UK and FSA are leading the way. Landsbanki in France are going through the mill and now Spain are close behind. […]

karen commented on the post, Rothschild Equity Release Claim Postponed Due to Abusive Law

Sun, 23 Dec 2012 11:52:49 +0000

That is a shame. I bet the Rothschild victims, would have liked to have submitted this before Christmas. No matter a small delay only, at least they will start the New Year with a little cheer. Can’t wait to hear […]

karen commented on the post, Malaga Court Accepts Misleading Advertising Case Against Nordea Bank Luxembourg

Wed, 19 Dec 2012 19:13:22 +0000

I can’t believe it. I have just read that “Torre Merde” that is included in the main post. Are these people serious and believe this rubbish, I guess, a lot of 70 to 80 year old pensioners believed it and fell […]

karen commented on the post, Danske Bank Luxembourg Capital Assurance: Do Away With Spanish Taxes

Sat, 15 Dec 2012 11:47:54 +0000

Having thought about this, surely the scheme that Nordea Bank sold is the same type of product although it uses another name Unit linked life insurance, or something like that. If this is the case then they are […]

karen commented on the post, KPMG tells Danske Bank Luxembourg to Stop Using their Name

Sat, 15 Dec 2012 11:38:21 +0000

I know it says Capital Plan and relates to Danske Bank. Is his similar to the Unit linked life insurance policy where Nordea Bank placed the funds, if so are they not also as guilty of committing the same type of […]

karen commented on the post, SPAIRS: Cunning Names and Henry Woods

Mon, 10 Dec 2012 20:33:07 +0000

Blog: http://uti. this is the blog you might be interested in. Initially Sigrun reported on the Landsbanki scheme as Sigrun is Icelandic. Great journalsit and writer and appears to be a supporter of equity release […]

karen commented on the post, SPAIRS: Cunning Names and Henry Woods

Mon, 10 Dec 2012 20:27:21 +0000

Well sai Bruford. We have much to be thankful for. I have searched the internet for weeks and cannot find a similar site where we can exchange ideas. The only one that comes close that reports on equity release is […]

karen posted an update: It is interesting to note in these cases that the various […]

Sun, 09 Dec 2012 11:59:21 +0000

It is interesting to note in these cases that the various banks, in particular Rothschild and Sydbank must be really worried about their involvement in these schemes. They evidently know by now that they have been rumbled and their schemes ar indeed fraudulent. Now they are the rats deserting the ship, they cant’t gey off quick enough, trying to…[Read more]