The Equity Release Victims Association | HarryG | Activity

HarryG commented on the post, Nordea Bank S.A. Appears in the Malaga Courts

Fri, 04 Oct 2013 12:36:13 +0000

It really is shocking to see a Luxembourg Bank, bringing down the name of the Nordea Group. Nordea Group is recognised as a major player in European banking, with a good name (according to the press) Their […]

HarryG commented on the post, Nasty Nordea Bank S.A. Desperate to Shirk Responsibility

Sun, 22 Sep 2013 18:20:58 +0000

According to the Nordea Web site, Nordea Bank SA, Switzerland is only a branch office of Nordea Bank SA Luxembourg, which has a Private Bank Division headed by non other that the liar and scourge of the banking […]

HarryG commented on the post, Strategic Asset Allocation: Nordea in Spain Trying to Wash Its Face

Sat, 14 Sep 2013 10:11:30 +0000

Nordea Bank SA (Luxembourg and their office Spain) are nothing but liars, cheats and fraudsters, these are not words simply thrown out but can be backed up by hard evidence. Nordea Bank and their sister company […]

HarryG commented on the post, Following an ERVA posting, Jyske Bank Gibraltar is Slammed By Spanish Press

Wed, 04 Sep 2013 16:22:46 +0000

Interesting to see that the ERVA web site is read by such newspapers, it makes one think, who else is accessing all the information from this site. It is also interesting to read all the comments on the Spanish […]

HarryG commented on the post, Report On how Barclays Bank PLC Shockingly Cheated in Spain

Wed, 04 Sep 2013 15:43:33 +0000

Welcome back erva we have missed your posts, looks like you and you investigation team have put the summer to good use. What a wonderful report, so precise and informative. I am sure that this will help some of […]

HarryG commented on the post, Bankia Employee Had No Knowledge of What He Sold

Wed, 26 Jun 2013 08:30:27 +0000

Having read the above, I can not envisige any one understanding this twoddle, not even Pernille Bering, let alone her agent Maria Tremerruci-Falter. How on earth could the unsuspecting pensioners be expected to […]

HarryG commented on the post, Rothschild’s Crafty Lawyers Explaining the Creditselect 4 Series: It Was All Clearly Explained

Sun, 16 Jun 2013 09:53:55 +0000

This a typical letter from the Rothschild in-house legal team, which is to be expected. A letter which is supposed to fill their clients with dread. His letter is so full of holes you could drive a tank through […]

HarryG commented on the post, The "Audiencia Nacional" Charges Branch Manager for Fraud

Fri, 07 Jun 2013 07:54:35 +0000

What I find fascinating about NORDEA BANK SA, is that it is supposed to be the largest bank in the Scandinavian area. “Christ” Clausen, that is what he thinks his name is maybe its Chrisitian, the man in charge of […]

HarryG commented on the post, The "Audiencia Nacional" Charges Branch Manager for Fraud

Thu, 06 Jun 2013 09:32:29 +0000

Perhaps the Judge should have taken more time scrutinised the documents more closely. I cannot believe that a complaint such as this was washed over. When another Judge has accepted a criminal complaint against […]

HarryG commented on the post, Spanish Taxman Warns Again: Equity Release to Mitigate IHT is Tax Fraud

Wed, 05 Jun 2013 18:14:40 +0000

I could not agree with Paul more. All the banks, including Barclays, Rothschild, SLM all UK domiciled banks. Danske Bank, Nordea Bank SA, both domiciled in Luxembourg. Nycredit, Sydbank, Jyske Bank, and many […]

HarryG commented on the post, Rocco CAIRA, lawyer for clandestine SL Mortgage Funding

Fri, 31 May 2013 07:43:10 +0000

Unbelievable. An Irish/Italian lawyer working in Spain and conning innocent people out of their retirement money and then to be awarded the OBE. What next

HarryG commented on the post, The Lies of Barclays London on Equity Release

Sun, 19 May 2013 10:59:27 +0000

There seems little doubt to me that Barclays Bank should have investigated all aspects of what was on offer and I have no doubt they did. Irrespective of the illegality of this product from a tax point of view, […]

HarryG posted an update: I agree. How could this scheme have ever worked in the past. […]

Sun, 12 May 2013 09:20:27 +0000

I agree. How could this scheme have ever worked in the past. And how could they have claimed that their fund had made over 8% interest. If that was the case it should now be making in excess of 10% interest. My fund is making less than 4% interest when we see the markets at their highest level for over 5 years. This is still not covering the loan…[Read more]

HarryG commented on the post, Danske Bank Golfer John Ludskov

Mon, 06 May 2013 11:17:28 +0000

First I am sory to hear of the death of this victim and my condolences to the surviving partner. What a mess this will create, no doubt it will be yet another stressful and lingering court case. I am sure that […]

HarryG commented on the post, Expert Witness Reports on Equity Release Concluded

Fri, 26 Apr 2013 15:31:29 +0000

The truth of the matter Euan is that these products were “ILLEGAL” and the banks either knew it or should have known it. They should have thoroughly investigated all the rules and legislation including “Wealth & […]

HarryG commented on the post, Expert Witness Reports on Equity Release Concluded

Thu, 25 Apr 2013 15:26:12 +0000

A very interesting and pertinent report from a well respected company. I think we were all aware that the equity release schemes sold by many banks in Spain were mis-sold for these very reasons,so it will not come […]

HarryG commented on the post, SLMH and Henry Woods, Equity Release fraud at its best

Tue, 16 Apr 2013 15:54:45 +0000

It is amazing how the Daily Telegraph got it all wrong in 2005. You would have thought that they would have investigated Waltons words before printing.

HarryG commented on the post, Equity Release for Fiscal Planning is Tax Fraud, says Spanish "Hacienda"

Fri, 08 Mar 2013 11:27:00 +0000

What a result !! No doubt the banks will be wandering around like headless chickens, wondering what other pack of lies they can dream up to get themselves out of this mess. A difficult one for them, I suspect […]

HarryG commented on the post, ERVA reports Tax Fraud to the Spanish Tax Office

Sat, 23 Feb 2013 10:32:35 +0000

If true, this is disgraceful, but well done erva. You evidently have good intel on this subject. I find it hard to believe that Nordea Bank and lawyers would need to go to such lengths, why would they get involved […]

HarryG commented on the post, Limitation of Liability Clause Used by Banks

Sat, 23 Feb 2013 09:51:19 +0000

Surely the courts don’t fall for such underhand tricks to entice people into such schemes. I agree how can Nordea spend so much time with their in house lawyers, marketing staff and tax specialists. Then draw up […]

HarryG commented on the post, Non-Residents to Pay IHT on Unit-Linked Offered in Spain

Sat, 09 Feb 2013 09:19:35 +0000

Well done again erva for picking up this very important piece of legislation. There seems little doubt that these banks togehter with their insurance partners, appear once again to have received from their […]

HarryG commented on the post, BFI Consulting, Swiss Life, Nordea Bank Luxembourg and...Allan Graydon!

Sat, 19 Jan 2013 11:17:47 +0000

Another great piece of work from the erva investigation team. They do have a way of getting at the truth and backing this up with facts. I guess this is good evidence that will be submitted to the many court […]

HarryG commented on the post, Landsbanki liquidator to sue victims group for defamation

Sat, 19 Jan 2013 10:56:55 +0000

There is much going on that is still being swept under the carpet and the best way to do this is by way of the courts. Mme Hamilius I understand is not only the administrator of Landsbanki but also a type of […]

HarryG commented on the post, Nordea Bank Luxembourg Lawyer's Principles

Thu, 17 Jan 2013 17:43:37 +0000

I totally agree with your comments. Karen you have hit the nail on the head regarding your question of ethics, by now I think you have realised both this lawyer & Nordea are singing from the same hymn sheet. […]

HarryG commented on the post, Experienced investor funds-buyers beware!

Thu, 17 Jan 2013 17:34:28 +0000

Is it any wonder why the banks are clamouring after Spanish Jurisdiction. They evidently feel, due to the lack of regulatory control by the Spanish authorities that they can get away with murder. Is it not time […]

HarryG commented on the post, Landsbanki liquidator to sue victims group for defamation

Tue, 15 Jan 2013 12:11:01 +0000

Sounds like a rat trying to escape down the first drainpipe she can find. Evidently feeling the heat and trying to pass the can back to the initial liquidator who apparenty resigned, for what reason we can only […]

HarryG commented on the post, Equity Release Income Illustration

Sat, 12 Jan 2013 15:52:51 +0000

Well I must say this seems to be a wonderful scheme and I can understand why so many people were taken in. However when one understands that the majority were unsophisticated (in investment terms) and retired of […]

HarryG commented on the post, Petition Filed With Courts to Declare Jyske Bank Valuations Illegal

Thu, 10 Jan 2013 17:36:25 +0000

Great looking girl that Yvette. Bet she has lots of admirers, I think I have just become another one. Then again from the comments I have read on ice log perhaps, a wolf in sheeps clothing, you know the saying […]

HarryG commented on the post, Petition Filed With Courts to Declare Jyske Bank Valuations Illegal

Wed, 09 Jan 2013 18:07:09 +0000

An interesting topic for discussion. From what I have read and understand it is not that the jurisdiction is challenged but the law applicable to the mortgage contract. As we know jurisdiction and law applicable […]

HarryG commented on the post, How Top Law Firm Changed Report to Suit Equity Release Banks

Tue, 01 Jan 2013 09:53:13 +0000

This is corruption and deceit at its highest level. An amended document by a well known firm of lawyers in Madrid at the request of the bank in order to con customers of the banks to sign up for what is now know […]

HarryG commented on the post, How Rothschild Dictated Terms of Business to Hamiltons

Thu, 27 Dec 2012 14:57:47 +0000

What a lovely man you are Mr.X. There seems little doubt now that Rothschild have been lying over and over again. How many posts have we seen on this web site where Rothschild have denied and denied any […]

HarryG commented on the post, Criminal Misleading Publicity: Deceitful Information on Brochures

Sun, 23 Dec 2012 12:06:21 +0000

I think one of the most important issues to come out of this is that the criminal conviction secured a civil liability procurement and the criminal court were able to award damages to the claimants. In the past I […]

HarryG commented on the post, Rothschild Equity Release Claim Postponed Due to Abusive Law

Fri, 21 Dec 2012 15:30:11 +0000

A little disapointing for the Rothschild Group but I suppose their was no other choice, until each individual has been contacted. It does put them at some disadvantage, especially those who have been bled dry by […]

HarryG commented on the post, Malaga Court Accepts Misleading Advertising Case Against Nordea Bank Luxembourg

Wed, 19 Dec 2012 18:58:48 +0000

Yes,Yes,Yes. Finally we are getting some positive news. Well at least the team from erva predicted so a few weeks back. I wonder what else will surface. Oh yes, I remember reading on this site that Rothschild were […]

HarryG commented on the post, KPMG tells Danske Bank Luxembourg to Stop Using their Name

Thu, 13 Dec 2012 16:48:28 +0000

Well, are we now, perhaps getting to the truth. Do Danske Bank, of course they do, know that by quoting such a well know and respected firm of tax accountants as KPMG, they are libelling the good name of KPMG. Not […]

HarryG commented on the post, Danske Bank Luxembourg Capital Assurance: Do Away With Spanish Taxes

Wed, 12 Dec 2012 13:08:11 +0000

Now I am confused, you may have just spoilt my day. I could not wait to get up in the morning turn my computor on and see what else this site has discovered. Up to this day it was a “Comedy of Errors”
We now see […]

HarryG commented on the post, Rothschild Partying Hard with IFAs

Sun, 09 Dec 2012 12:17:41 +0000

Regarding the last comment, read the Activity column for the full story. Forgot to mention this. Oooops!!

HarryG commented on the post, Rothschild Partying Hard with IFAs

Sun, 09 Dec 2012 12:15:57 +0000

I think Karen has summed it up in a nutshell. Rothschild are like rats fleeing the sinking ship. Stephen Dewsnip ( ex Director NM Rothschild) the king rat has already vanished up the drain pipe.

HarryG posted an update: Very well spotted Karen, you do indeed keep up to date with […]

Sun, 09 Dec 2012 12:06:41 +0000

Very well spotted Karen, you do indeed keep up to date with the web site. I am sure everything you have written can be found somewhere on this site. Iam sure that a great number of erva members have also come to this conclusion, I certainly did.

HarryG commented on the post, Rothschilds Defective Legal Strategy

Fri, 07 Dec 2012 11:45:14 +0000

Let me share a story with you. Before I start I AM NOT A ROTHSCHILD CUSTOMER.
Back in 2005 when Equity Release Schemes were being aggresively marketed and sold in Spain and especially on the Costa del Sol. I […]

HarryG commented on the post, Rothschild's Equity Release Legal Defense Exposed

Wed, 05 Dec 2012 16:14:25 +0000

Terry, as we all know there has been some skulduggery going on. The preverbial mushroom treatment has been at work, “feed them bull s………….”and keep them in the dark. As was reported recently in the Spanish […]

HarryG commented on the post, The Tax-Evading Equity Release as seen in the U.S.A.

Fri, 23 Nov 2012 14:15:59 +0000

Oh wouldn’t it be nice for the Hacienda (Spanish Inland Revenue Service) to offer a similar inducement to some of these bank employees. Perhaps Jesper Hertz might want to come in from the cold and oblige. It would […]

HarryG posted an update: As you can see from the web site there are a number of erva […]

Fri, 23 Nov 2012 09:16:18 +0000

As you can see from the web site there are a number of erva members Rothschild vicitms. It is true that Rothschild are trying to distance themselves from this fraudulent scheme by claiming that they had nothing to do with the actual selling but purely loanded the money. Unfortunately for them we have lots of hard data, advertisements, launching…[Read more]

HarryG commented on the post, Claim Against Nordea Bank S.A. Luxembourg

Thu, 22 Nov 2012 16:19:06 +0000

http://bit.ly/TRxYjx
The above link relates to the ABBL – Luxembourg Bankers Association. As stated in a previous comment Nordea have signed up to a “CODE OF CONDUCT” full details can be found in this link. There […]

HarryG commented on the post, Nordea Bank Luxembourg Equity Release Solution for Those Affected by Spanish Tax…

Thu, 22 Nov 2012 15:07:38 +0000

What you say is absolutely correct. What is more, if they carry on you will have no property to leave it to your children or grandchildren, as they will eventually lose everything then take your properties to […]

HarryG commented on the post, Allan Graydon, Danske Bank, KPMG and PriceWaterHouseCoopers

Wed, 21 Nov 2012 14:37:22 +0000

As an avid follower of this web site, it would appear to me that in the beginning of equity release in Spain in 2002, perhaps it was the case that if you aquired a mortgage in the first instance to buy a home in […]

HarryG commented on the post, Nordea Bank Luxembourg Equity Release Solution for Those Affected by Spanish Tax…

Wed, 21 Nov 2012 13:59:22 +0000

Such nonsense. How on earth can they sell such products, themselves not knowing if what they state is true or untrue and it would appear from their representative office in Marbella also when this is strictly […]

HarryG commented on the post, JYSKE BANK GIBRALTAR ACCUMULATES ADVERSE COURT RULINGS IN SPAIN

Sun, 18 Nov 2012 11:23:37 +0000

Is this for real, is it fiction or non fiction. I presume non fiction. In fact it sounds more like the preview of a forthcoming book by Stephen King (a true horror story) Can lawless banks manipulate the […]

HarryG commented on the post, Meet Sparekassen Lolland's Agent for Spain

Sat, 17 Nov 2012 11:11:29 +0000

Oh my God. What planet does she come from, where ever it is leave me out. Not having my glasses on at the time I read it as Sales bitch instead of sales pitch, the former would have been more accurate. Does this […]

HarryG commented on the post, Bank of Spain Says Nordea and Nykredit Break the Law

Sun, 11 Nov 2012 10:26:31 +0000

Interesting article in Euro Weekly this week. Page 35. “NOW BANKS FALL FOUL OF JUDGES” They have bee accused of speculating on evictions and turning Spain’s courts into mnoney collectors.. Banks have also […]