The Equity Release Victims Association | aflores | Activity https://erva.es/members/aflores/activity/ Activity feed for aflores. Tue, 25 Nov 2025 05:31:06 +0000 https://buddypress.org/?v=6.2.0 en-US 30 hourly 2 74d207e3684fe2750fc342bbe6fcf1e8 aflores posted a new activity comment https://erva.es/2023/08/10/pensioner-wins-equity-release-case-against-jyske-bank-and-seb-life-international-assurance-company-previously-irish-life/#comment-24773 Fri, 22 Mar 2024 05:48:57 +0000 Dear Fiona,

It is not possible to always represent all clients under one class action, there are many factors that influence this:

– The timing of the claim: to have a class action you need to have claimants willing to file a case jointly, at a same time. In respect to Jyske, our clients approached us in different moments in time.
– Courts:…[Read more]

In reply to - aflores wrote a new post, Pensioner wins Equity Release case against Jyske Bank and SEB LIFE International Assurance Company (previously Irish Life)! Great news for a British pensioner who has just won his […] ]]> 8011d466d0e44a05cb3b40a153376e59 aflores wrote a new post, Pensioner wins Equity Release case against Jyske Bank and SEB LIFE International Assurance Company (previously Irish Life)! https://erva.es/?p=2180 Thu, 10 Aug 2023 11:01:21 +0000 Great news for a British pensioner who has just won his equity release case against Jyske Bank and SEB Life.

In a 20-page ruling, the judge in Court 5 of Fuengirola has determined that the equity release […]

]]> 2 706c6831ebf47d4cd4a1ea554093a563 aflores wrote a new post, Málaga Appeal Court slams SLM for illegal mortgage selling. https://erva.es/?p=2129 Wed, 24 Feb 2021 20:06:05 +0000 The Málaga Appeal Court has rejected all grounds for appeal brought by SLM (Surrenda Link Mortgages) against the primary ruling by a Court of Instance in Fuengirola.

In the extensive ruling, the Courts […]

]]> 0 946162674b43fe1435feb6b43c828651 aflores wrote a new post, International Property Finance (Spain) Ltd. loses right to file an answer to a claimant's civil suit http://erva.es/?p=2108 Wed, 17 Jun 2020 19:17:18 +0000 International Property Finance’s bid to have its response writ accepted by a Fuengirola Court has been rejected for being filed late. “IPFSL”, an Rothschild’s offshoot that operated in Spain without regulatory […]

]]> 2 9b9d756167443f1a9272b049d2f3e6ea aflores wrote a new post, Nykredit and Landsbanki rejected again in bid to remove cases from Spanish Courts. http://erva.es/?p=2104 Tue, 19 May 2020 18:58:05 +0000 Nykredit and Landsbanki, desperate to avoid Spanish judges examining their corrupted mortgage loans -sold as benign “equity release” tax-avoiding legal instruments- have seen their motions to relocate the […]

]]> 0 499d4f2cf0fed40d366d011a6b4e7144 aflores wrote a new post, Landsbanki and Jyske Bank are refused to have their cases heard in Luxembourg and Denmark http://erva.es/?p=2091 Thu, 06 Feb 2020 20:14:08 +0000 Landsbanki in liquidation (perpetual it seems) and Jyske Bank are trying everything within their reach to have their cases extracted from Spanish Court and dealt with unfamiliar and likely bank-friendly […]

]]> 1 1f5c1e270d8c013a121ac568388f0741 aflores posted a new activity comment http://erva.es/2013/01/09/petition-filed-with-courts-to-declare-jyske-bank-valuations-illegal/#comment-17562 Thu, 03 May 2018 18:01:06 +0000 Hi Nick, Thanks for your message.

We made an enquiry with the BES (Banco de España) and they indicated that valuations made by Spanish registered banks should necessarily be carried out by Bank of Spain-registered valuation companies, and not otherwise. So foreign banks operating in Spain under the freedom to provide services system did not…[Read more]

In reply to - admin wrote a new post, Petition Filed With Courts to Declare Jyske Bank Valuations Illegal Lawyers acting for a Jyske customer has filed a petition against Jyske Bank to declare foreclosure proceedings null and […] ]]> 6af1ce6086daafc68bc84f6ad0b9cd80 aflores posted a new activity comment http://erva.es/2013/01/09/petition-filed-with-courts-to-declare-jyske-bank-valuations-illegal/#comment-17561 Thu, 03 May 2018 17:57:43 +0000 Hi Nick, Thanks for your message.

We made an enquiry with the BES (Banco de España) and they indicated that valuations made by Spanish registered banks should necessarily be carried out by Bank of Spain-registered valuation companies, and not otherwise. So foreign banks operating in Spain under the freedom to provide services system did not…[Read more]

In reply to - admin wrote a new post, Petition Filed With Courts to Declare Jyske Bank Valuations Illegal Lawyers acting for a Jyske customer has filed a petition against Jyske Bank to declare foreclosure proceedings null and […] ]]> 7507a3278446b5b5b1a88a0e27735aa2 aflores wrote a new post, Nykredit and Sydbank Cheated Foreigners with Mortgages Worth Millions http://erva.es/?p=2037 Wed, 18 Apr 2018 10:07:19 +0000 Two Danish Companies persuaded British property owners to take out mortgage loans they could not repay

Following the Appeal Court ruling against Nykredit and Sydbank where both defendants have been branded […]

]]> 5 0db42b72ff8596535ef6953f0809785f aflores posted a new activity comment http://erva.es/2016/03/11/thousands-of-life-insurance-policies-could-be-voided/#comment-7540 Fri, 18 Nov 2016 05:49:58 +0000 Sarah,

This will indeed be presented at the Courts, with the aid of recent case law on the so called “unit-linked life insurance policies”.

In reply to - admin wrote a new post, Thousands of Life Insurance Policies Could be Voided Feels good to take care of your family’s future A recent Supreme Court ruling (March 2015) has sent shock waves through […] ]]> bacffef6fc326a209d7f80558c7e2385 aflores posted a new activity comment http://erva.es/2016/03/11/thousands-of-life-insurance-policies-could-be-voided/#comment-1327 Wed, 16 Mar 2016 19:14:20 +0000 A pretty concerned SEB Life International has been quick to issue a statement on the matter:

[…]

As a result of this we instructed our lawyers to investigate the matter and its effects on our policies etc, and we still have a clean bill of health. The contract complies with the laws and the article is certainly a typical action group…[Read more]

In reply to - admin wrote a new post, Thousands of Life Insurance Policies Could be Voided Feels good to take care of your family’s future A recent Supreme Court ruling (March 2015) has sent shock waves through […] ]]> a8e2f323141072ff3c6613b7f3e10c99 aflores wrote a new post, Nordea Bank Luxembourg Exposed on Finnish TV http://erva.es/2015/10/15/nordea-bank-luxembourg-exposed-on-finnish-tv/ Thu, 15 Oct 2015 09:44:07 +0000 iframe>

]]> 0 fd2176f9c81441de920385380abdfb2d aflores wrote a new post, Landsbanki's Head Lawyer Negotiates with Tax Office to Avoid Prison http://erva.es/2015/02/05/landsbankis-head-lawyer-negotiates-with-tax-office-to-avoid-prison/ Thu, 05 Feb 2015 11:30:32 +0000 Thumbnail

Emilio Cuatrecasas, founder of Cuatrecasas firm, has entered negotiations with the Spanish Prosecution Service and the Tax Office to avoid landing a lengthy prision sentence as part of a plea bargain, […]

]]> 0 1b190b477c48344581a90c71cbd02c2c aflores commented on the post, Rothschild Case: Malaga Court Demands Spanish Address for Summons http://erva.es/2014/05/10/rothschild-case-malaga-court-demands-spanish-address-for-summons/#comment-887 Sun, 08 Jun 2014 09:45:20 +0000 Hi Eddie,

I will write a new blog post shortly to explain the current status.

Antonio

]]> 84658da9620d0d606d05fbb472e4cd24 aflores wrote a new post, Rothschild Case: Malaga Court Demands Spanish Address for Summons http://erva.es/2014/05/10/rothschild-case-malaga-court-demands-spanish-address-for-summons/ Sat, 10 May 2014 10:54:37 +0000 Thumbnail

The Mercantile Courts in Malaga have made a request for lawyers -acting for claimants over the misselling of CreditSelect loans as a means to avoid IHT- to provide a Spanish address for notification […]

]]> 1 f07e8774d1a3019578af4b59c8f318ba aflores commented on the post, Tape Recording: How Danske Bank Sold Equity Release in Spain http://erva.es/2014/03/24/tape-recording-how-danske-bank-sold-equity-release/#comment-806 Tue, 25 Mar 2014 21:30:23 +0000 A claim against the custodian bank should be considered seriously as the Collective Investment Scheme Premier Balanced Fund was not regulated and the Custodian Bank, ABN AMRO (IOM) and RBOS (IOM) are […]

]]> 90ca3de28f59674a2715f069e37f7373 aflores wrote a new post, 2 Danske Bank executives to appear in a Fuengirola Court over fraud allegations http://erva.es/2014/01/09/2-danske-bank-executives-to-appear-in-a-fuengirola-court-over-fraud-allegations/ Thu, 09 Jan 2014 09:05:25 +0000 Thumbnail 

 

According to Sur Newspaper, two executives of the largest Danish bank, Danske Bank, have been ordered to appear before the Criminal Court 1 in Fuengirola to be deposed in relation to two charges of […]

]]> 0 3704572d4d83688d361d1cf461b4dff7 aflores wrote a new post, Jyske Bank Targeted for Tax Evasion http://erva.es/2013/11/05/jyske-bank-targeted-for-tax-evasion/ Tue, 05 Nov 2013 09:09:15 +0000 Jyske Bank has been targeted by a Danish TV company in respect to advice on how to defraud the Danish Tax Office.

The programme, largely filmed with a hidden camera, shows how Jyske uses the Gibraltar and Swiss […]

]]> 0 9c96720a0620630f1a9213b22c1d55b8 aflores wrote a new post, ERVA considering criminal action vs. Rothschild http://erva.es/2013/10/14/erva-considering-criminal-action-vs-rothschild/ Mon, 14 Oct 2013 16:11:03 +0000 ERVA is considering joining criminal case 527/2011 in Denia (Alicante) pursued against N.M. Rothschild & Sons, Steve Dewsnip and others.

The case seems to have stalled after attempts to deliver Court papers to […]

]]> 0 6400086fcbdadb6f383b52bb3bfdeab5 aflores posted an update in the group Rothschild Victims: Hello Charlie, I would to add to your post that Adrian […] https://erva.es/activity/p/887/ Tue, 04 Jun 2013 09:02:24 +0000 Hello Charlie,

I would to add to your post that Adrian Church has indeed provided a sworn affidavit, witnessed by a Spanish Notary Public, confirming that N.M. Rothschild & Sons provided the product for the selected agents to sell.

With respect to Hamiltons (or as you mention Mr. Church) being instrumental in selling the Rothschild scheme, I…[Read more]

]]> 1 848ff61311403c94272cc225e685181e aflores commented on the post, "ROTHSCHILD PRESENTS a TAILOR-MADE PRODUCT TO SUIT YOUR NEEDS" goes to COURT http://erva.es/2013/05/31/rothschild-presents-a-tailor-made-product-to-suit-yuor-needs-goes-to-court/#comment-549 Mon, 03 Jun 2013 10:29:49 +0000 Patrick,

A potential misleading advertising Barclays case will follow the same route as the Rothschild one provided there is sufficient material. So far, we believe that we don’t have enough of that material to […]

]]> 89abddf8f6475f3ea86d8babaac9bd3e aflores commented on the post, The Lies of Barclays London on Equity Release http://erva.es/2013/05/17/the-lies-of-barclays-london-on-equity-release/#comment-525 Sat, 18 May 2013 12:08:21 +0000 Is it true that number of Barclays’ victims could reach 70? Yes, according to Costa del Sol IFA sources…

]]> 25366b7e6384dc1e89cabeeceb62e87d aflores commented on the post, Farewell To One Of Our Members http://erva.es/2012/06/01/farewell-to-one-of-our-members/#comment-161 Mon, 23 Jul 2012 11:30:14 +0000 Dear Sir/Madam,

I would be grateful if you could get in touch with me (afloresATlawbird.com) in respect of any documentation you may have, pertaning mostly to advertising, agents being used etc.

Best regards
Antonio

]]> 2af5b530589596b028270b47e9ac54d4 aflores commented on the post, Farewell To One Of Our Members http://erva.es/2012/06/01/farewell-to-one-of-our-members/#comment-146 Mon, 11 Jun 2012 10:16:53 +0000 Hello John, it is widely acknowledged that OIB was co-responsible of the damage caused to Equity Release victims, but equally we know that there is no such thing as professional indemnity insurance and as a […]

]]> a11bfa24a1423440e6dd0cf25d72c1a5 aflores posted an update in the group Danske Bank Victims: Malaga Provincial Courts deem that the Danske Bank Equity […] https://erva.es/activity/p/325/ Fri, 04 May 2012 18:29:56 +0000 Malaga Provincial Courts deem that the Danske Bank Equity Release operation is to be looked into thoroughly by the Court of First Instance in Fuengirola. 3 Magistrates seem to have found something that 1 junior Judge has not, it makes one wonder:

“Experience is not what happens to a man. It is what a man does with what happens to him. ~Aldous…[Read more]

]]> 0 73fc459ad1dbd2131485e523fbddd5ae aflores commented on the post, Interview of Two Rothschild Equity Release Victims http://erva.es/2011/12/05/interview-of-two-rothschild-equity-release-victims/#comment-84 Fri, 13 Jan 2012 15:05:01 +0000 Correct, we sent a mailing to advise this was the position of the Madrid “Audiencia Nacional”. They have chosen to defer the investigation to local Courts, as seems to be the trend when “while-collar” claims are […]

]]> 89649a627489156db2cd81523b160a62 aflores wrote a new post, The ERVA files a claim with the Madrid Courts (Audiencia Nacional) http://erva.es/2011/11/08/the-erva-files-a-claim-with-the-madrid-courts-audiencia-nacional/ Tue, 08 Nov 2011 10:59:48 +0000 The ERVA has filed a criminal complaint, with date of 7th of November 2011, against Danske Bank, Nordea Bank, N M Rothschild & Sons, Lex Life & Pension, Landsbanki, Jyske Bank, Finansbanken, Nykredit, […]

]]> 0 9eaf68956dda38885cf888f695805533 aflores posted an update in the group Nordea Bank Victims: Criminal complaint due to be filed on Friday 7/10/2011, for […] https://erva.es/activity/p/47/ Wed, 05 Oct 2011 17:29:26 +0000 Criminal complaint due to be filed on Friday 7/10/2011, for false advertising and swindle by deceipt, on behalf of a private client, against the employees of Nordea, directly and indirectly responsible, of the alleged criminal actions. The ERVA agrees to join the action on a private prosecution capacity.

]]> 2 1453cc63047ff78977b6e662f7e042ba aflores wrote a new post, The Equity Release Victims Association Up and Running http://erva.es/2011/09/25/the-equity-release-victims-association-up-and-running/ Tue, 27 Sep 2011 17:04:36 +0000 The Equity Release Victims Association (ERVA) – (http://www.erva.es) is now up and running. Having been formally incorporated last Wednesday, through a Marbella Notary Public, it has, among its aims, denouncing the […]

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